428 Gamay Dr, Cloverdale, CA 95425 Property Records

Sonoma County property record for 428 Gamay Dr, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,609 sqft · built 1995
Lot Size	0.147 acres (6,411 sqft)
Owner	2 Company Names on Record
Last Sale	$510,000 (Jun 2016)
Tax Bill	$7,423 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-400-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-400-015-000`
Alternative APN	`001-400-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,609 sqft Living Area
1st Floor Area	1,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,411 sqft (0.147 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-400-015
Street Address	428 GAMAY DR
City	CLOVERDALE
State	CA
Zip	95425-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	93 FM 116-120-12 CW 1-061-21 VINEYARD MEADOWS LT15
Legal Subdivision	VINEYARD MEADOWS
Legal Block	3
Legal Lot Number	15
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3003
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Intrafamily Transfer, Transfer
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 8, 2019	Quit Claim Deed, Transfer · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2016 · Amount on Record
Deed Sale	Jun 8, 2016 · Amount on Record
Prior Sale	Mar 31, 1995 · Amount on Record
Deed Document Number	201649616
Prior Transfer Date	Oct 28, 2005
Prior Transfer Doc	0000166813
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Dec 26, 2023
Property Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633
Document Number	0000062522
Map Reference	MB 490 PG 30-35
Instrument Date	Dec 21, 2023
Instrument	2023062522
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633

Mortgage

Document Number	0000086671
Date	Jul 30, 2021
Instrument	2021086671

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 8, 2019
Property Address	428 GAMAY DR, CLOVERDALE, CA 95425-3633
Document Number	0000055195
Instrument Date	Aug 2, 2019
Instrument	55195
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 GAMAY DR CLOVERDALE CA 954253633, CLOVERDALE, CA 95425-3633

Mortgage

Document Number	55196
Date	Aug 8, 2019
Instrument	55196

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,804 (+2%) Land $241,491 Building $374,313
2025	$7,423.00 (+1.17%) Homeowner's exemption	$603,730 (+4.04%) Land $236,756 Building $366,974
2023	$7,337.00 (+1.86%) Homeowner's exemption	$580,288 Land $227,563 Building $352,725
2022	$7,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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