Sonoma County property record for 412 Gamay Dr, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,609 sqft · built 1995 |
| Lot Size | 0.167 acres (7,264 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $580,000 (Jun 2021) |
| Tax Bill | $7,709 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-400-011-000 |
| Primary APN | 001-400-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,062 sqft |
| 1st Floor Area | 1,609 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,264 sqft (0.167 acres) |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 001-400-011 |
|---|---|
| Street Address | 412 GAMAY DR |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | VINEYARD MEADOWS LOT 11 |
| Legal Subdivision | VINEYARD MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 154202 |
Source: Sonoma County records · APN 001-400-011-000
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 18, 2021 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit REDWOOD CU |
| Oct 02, 2020 | Deed of Trust, Mortgage · Line of Credit REDWOOD CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2002 · Amount on Record |
| Deed Document Number | 202171647 |
| Last Transfer Date | Aug 28, 2024 |
| Transfer Doc | 0000041172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Jun 18, 2021 |
| Property Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Document Number | 0000071647 |
| Map Reference | MB 490 PG 30-35 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021071647 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $638.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Document Number | 0000071648 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021071648 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Document Number | 0000123706 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020123706 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jan 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TTL SANTA ANA |
| Name | Verified Name |
|---|---|
| Address | 412 GAMAY DR, CLOVERDALE, CA 95425-3633 |
| Document Number | 0000089554 |
|---|---|
| Date | Oct 02, 2020 |
| Instrument | 2020089554 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,709.00 (+1.17%) Homeowner's exemption | $627,808 (+4.04%) Land $248,958 Building $378,850 |
| 2023 | $7,620.00 (+1.61%) Homeowner's exemption | $603,432 Land $239,292 Building $364,140 |
| 2022 | $7,499.00 |
Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), as of February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971542023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 467 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4910002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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