423 Ethan Cir, Bluffton, OH 45817 Property Records

Allen County property record for 423 Ethan Cir, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 2011
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$321,500 (Jun 2021)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-1208-06-014.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-06-014.000`
Alternative APN	`A0228120806014000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	4,785 sqft
1st Floor Area	2,012 sqft
Basement Area	1,992 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	153 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Patio Area	569 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	423 ETHAN CIR
City	BLUFFTON
State	OH
Zip	45817-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 7 SUBDIVISION LOT 1314 JOINT TEN FF 83.03
Legal Subdivision	SWISS PARK NO 7 SUBDIVISION
Legal Lot Number	1314
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

423 Ethan Cir is owned and occupied by two individuals who bought it in June 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 ETHAN CIR, BLUFFTON, OH 45817-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Nov 19, 2010 · Amount on File
Deed Document Number	20217798
Deed Book / Page	2021 / 7798
Record Updated	Oct 29, 2026

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 10, 2021
Property Address	423 ETHAN CIR, BLUFFTON, OH 45817-1457
Document Number	6100007798
Book / Page	2021 / 7798
Map Reference	MB 24 PG 160
Instrument Date	May 28, 2021
Instrument	202106100007798
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 ETHAN CIR, BLUFFTON, OH 45817-1457

Mortgage

Document Number	6100007811
Date	Jun 10, 2021
Instrument	202106100007811

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	423 ETHAN CIR, BLUFFTON, OH 45817-1457
Document Number	0000011212
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 ETHAN CIR BLUFFTON OH 458171457, BLUFFTON, OH 45817-1457

Mortgage

Document Number	0000011212
Date	Sep 16, 2020
Instrument	11212

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 15, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 423 Ethan Cir was $3,545, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,545.00 (-0.08%)	$107,460 (-) Land $12,150 Building $95,310	$307,000 (-) Land $34,700 Building $272,300
2024	$3,548.00 (+17.8%) Homeowner's exemption	$107,460 (+27.02%) Land $12,150 Building $95,310	$307,000 Land $34,700 Building $272,300
2023	$3,012.00 (-1.05%) Homeowner's exemption	$84,600 (-) Land $9,560 Building $75,040
2022	$3,044.00 Homeowner's exemption	$84,600 Land $9,560 Building $75,040
2021			$241,700 Land $27,300 Building $214,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Ethan Cir in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Ethan Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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