Allen County property record for 409 Ethan Cir, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,424 sqft · built 2003 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,104 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1208-06-021.000 |
| Primary APN | 28-1208-06-021.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 4,840 sqft |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 1,032 sqft |
| Basement Area | 1,392 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 22,956 sqft (0.527 acres) |
| Lot Dimensions | 201 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 264 sqft |
| Patio Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 409 ETHAN CIR |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SWISS PARK NO 7 SUBDIVISION LOT 1321 JOINT TEN FF 73.18 |
| Legal Subdivision | SWISS PARK NO 7 SUBDIVISION |
| Legal Lot Number | 1321 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10100 |
Source: Allen County records · APN 28-1208-06-021.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 ETHAN CIR, BLUFFTON, OH 45817-1457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Line of Credit IMPACT CREDIT UNION INC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IMPACT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 409 ETHAN CIR, BLUFFTON, OH 45817-1457 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3310004175 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 2021/4175 |
| Instrument | 202103310004175 |
| Name | IMPACT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | CLYDE, OH 43410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | May 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 409 ETHAN CIR, BLUFFTON, OH 45817-1457 |
| Document Number | 0000006363 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 409 ETHAN CIR BLUFFTON OH 458171457, BLUFFTON, OH 45817-1457 |
| Document Number | 0000006363 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 6363 |
| Name | IMPACT CU |
|---|---|
| Address | CLYDE, OH 43410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,104.00 (-0.1%) | $124,430 (-) Land $17,290 Building $107,140 | $355,500 (-) Land $49,400 Building $306,100 |
| 2024 | $4,108.00 (+17.81%) Homeowner's exemption | $124,430 (+27.01%) Land $17,290 Building $107,140 | $355,500 (+27.01%) Land $49,400 Building $306,100 |
| 2023 | $3,487.00 (-1.08%) Homeowner's exemption | $97,970 (-) Land $13,620 Building $84,350 | |
| 2022 | $3,525.00 Homeowner's exemption | $97,970 Land $13,620 Building $84,350 | |
| 2021 | $279,900 Land $38,900 Building $241,000 |
Source: FEMA National Flood Hazard Layer as of June 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 49 (1979–2020) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Defiance Holdings Fixed Wireless | 500 / 100 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed, HDER Link.
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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