411 Ethan Cir, Bluffton, OH 45817 Property Records

Allen County property record for 411 Ethan Cir, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 2005
Lot Size	0.508 acres (22,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,200 (Nov 2025)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1208-06-020.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-06-020.000`
Alternative APN	`A0228120806020000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	1,684 sqft
Basement Area	1,668 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	22,128 sqft (0.508 acres)
Lot Dimensions	189 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	382 sqft
Patio Area	382 sqft
Canopy	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	411 ETHAN CIR
City	BLUFFTON
State	OH
Zip	45817-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 7 SUBDIVISION LOT 1320 JOINT TEN FF 58.24
Legal Subdivision	SWISS PARK NO 7 SUBDIVISION
Legal Lot Number	1320
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3014
Census Tract	10100

Owner

Source: Allen County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	411 ETHAN CIR, BLUFFTON, OH 45817-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jul 16, 2009 · Amount on Record
Deed Document Number	202511277
Record Updated	Oct 29, 2026

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 4, 2025
Property Address	411 ETHAN CIR, BLUFFTON, OH 45817-1457
Document Number	11040011277
Book / Page	2025 / 11277
Map Reference	MB 24 PG 160- 162
Instrument Date	Aug 1, 2025
Instrument	202511040011277
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ETHAN CIR, BLUFFTON, OH 45817-1457

Mortgage

Document Number	11040011278
Date	Nov 4, 2025
Instrument	202511040011278

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2055

Mortgage

Document Number	11040011279
Date	Nov 4, 2025
Book Page	2025/11279
Instrument	202511040011279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (+13.92%) Homeowner's exemption	$98,360 (-) Land $17,330 Building $81,030	$281,000 (-) Land $49,500 Building $231,500
2024	$2,924.00 (+20.23%) Homeowner's exemption	$98,360 (+26.98%) Land $17,330 Building $81,030	$281,000 (+26.98%) Land $49,500 Building $231,500
2023	$2,432.00 (-14.97%) Homeowner's exemption	$77,460 (-) Land $13,650 Building $63,810
2022	$2,860.00	$77,460 Land $13,650 Building $63,810
2021			$221,300 Land $39,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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