Kenton County property record for 423 Elken Pl, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 972 sqft · built 1959 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Sep 2012) |
| Tax Bill | $1,825 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-18-012.00 |
| Primary APN | 004-30-18-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 972 sqft Finished Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 135 ft deep x 55 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 423 ELKEN PL |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 4TH ADDN LOT 185 |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 4 |
| Legal Lot Number | 185 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 65700 |
423 Elken Pl is owned and occupied by two individuals who acquired it in August 2025.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 ELKEN PL, ELSMERE, KY 41018-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2012 · Amount on File |
| Deed Sale | Sep 18, 2012 · Amount on File |
| Prior Sale | Apr 12, 2012 · Amount on File |
| Deed Document Number | 201209 18 059 00015 |
| Deed Book / Page | 4953 / 310 |
| Last Transfer Date | Aug 12, 2025 |
| Transfer Doc | 0005900056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 423 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0000000077 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 423 ELKEN PL ELSMERE KY 410181925, ELSMERE, KY 41018-1925 |
| Document Number | 0000000077 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 000M89/000966 |
| Instrument | 77 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 27, 2035 |
The 2025 property tax bill for 423 Elken Pl was $1,825.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,200 (-) Land $25,000 Building $95,200 | $120,200 (-) Land $25,000 Building $95,200 | |
| 2025 | $1,825.00 | $120,200 Land $25,000 Building $95,200 | $120,200 Land $25,000 Building $95,200 |
| 2023 | $1,801.00 | $120,200 Land $25,000 Building $95,200 | $120,200 Land $25,000 Building $95,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Elken Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Elken Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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