Kenton County property record for 425 Elken Pl, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Feb 2023) |
| Tax Bill | $2,327 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-18-013.00 |
| Primary APN | 004-30-18-013.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 425 ELKEN PL |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERPENBECKS 4TH ADDN LOT 183 |
| Legal Subdivision | ERPENBECK (ELSMERE) |
| Legal Phase | 4 |
| Legal Lot Number | 183 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 65700 |
425 Elken Pl is owned and occupied by two individuals who bought it in February 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 ELKEN PL, ELSMERE, KY 41018-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PADUCAH BANK AND TRUST |
| Feb 2, 2023 | Deed of Trust, Mortgage THE PADUCAH BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Deed Document Number | 2023155 |
| Deed Book / Page | 211 / 910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 21, 2026 |
| Property Address | 425 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0000015417 |
| Book / Page | 462 / 466 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202615417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 830 CROSSINGS DR, CRESCENT SPRINGS, KY 41017-1460 |
| Document Number | 0000015417, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 462/466 |
| Instrument | 202615417 |
| Name | PADUCAH BANK AND TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 25, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 425 ELKEN PL, ELSMERE, KY 41018-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 425 ELKEN PL, ELSMERE, KY 41018-1925 |
| Document Number | 0005900156 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | KCM 438/330 |
| Instrument | 23020205900156 |
| Name | THE PADUCAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42002 |
| Amount | Amount on Record |
|---|---|
| Term | 23 Months |
| Due | Jan 28, 2025 |
The 2025 property tax bill for 425 Elken Pl was $2,327.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,200 (-) Land $25,000 Building $128,200 | $153,200 (-) Land $25,000 Building $128,200 | |
| 2025 | $2,327.00 | $153,200 Land $25,000 Building $128,200 | $153,200 Land $25,000 Building $128,200 |
| 2023 | $1,253.00 Homeowner's exemption | $130,000 Land $25,000 Building $105,000 | $130,000 Land $25,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Elken Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Elken Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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