419 Elken Pl, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 419 Elken Pl, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft · built 1959
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2025)
Tax Bill$2,430 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-30-18-010.00

Property Details

APN / Parcel Number

Primary APN004-30-18-010.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Finished Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address419 ELKEN PL
CityELSMERE
StateKY
Zip41018-1925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionERPENBECKS 4TH ADDN LOT 189
Legal SubdivisionERPENBECK (ELSMERE)
Legal Phase4
Legal Lot Number189
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1017
Census Tract65700

Owner

419 Elken Pl is owned and occupied by an individual who bought it in June 2025.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address419 ELKEN PL, ELSMERE, KY 41018-1925
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2025Deed, Transfer · Conventional Mortgage
LUMINATE BANK
Dec 17, 2021Warranty Deed, Transfer · Conventional Mortgage
NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on File
Deed SaleJun 25, 2025 · Amount on File
Prior SaleDec 17, 2021 · Amount on File
Deed Document Number2025127
Deed Book / Page349 / 171
Record UpdatedOct 29, 2026

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateJun 25, 2025
Property Address419 ELKEN PL, ELSMERE, KY 41018-1925
Document Number0005900127
Book / PageKC 349 / 171
Instrument DateJun 23, 2025
Instrument25062505900127
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11684 MANOR LAKE DR, INDEPENDENCE, KY 41051-9782

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 ELKEN PL, ELSMERE, KY 41018-1925
InvestorPossibly a Property Investor

Mortgage

Document Number0005900128
DateJun 25, 2025
Instrument25062505900128
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 17, 2021
Property Address419 ELKEN PL, ELSMERE, KY 41018-1925
Document Number0005900005
Book / Page137 / 472
Map ReferencePL 690
Instrument DateNov 30, 2021
Instrument21121705900005
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2000 PIECK DR, COVINGTON, KY 41011-2667

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 ELKEN PL, ELSMERE, KY 41018-1925

Mortgage

Document Number0005900337
DateDec 17, 2021
Instrument21122705900337
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 419 Elken Pl was $2,430.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (+43.75%) Land $25,000 Building $205,000$230,000 (+43.75%) Land $25,000 Building $205,000
2025$2,430.00$160,000 Land $25,000 Building $135,000$160,000 Land $25,000 Building $135,000
2023$2,398.00$160,000 Land $25,000 Building $135,000$160,000 Land $25,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 419 Elken Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 Elken Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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