Montgomery County property record for 423 Eldorado St, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,196 sqft Finished Area |
| Lot Size | 21,344 sqft (0.49 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $49,000 (2019) |
| Tax Bill | $309.00 (2025) |
| Primary APN | 7538 05 17 6851 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,196 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,344 sqft (0.49 acres) |
| Depth X Width | 251 ft x 87 ft Depth x Width |
| Cooling System | Central Cooling |
|---|
| Account Number | 1481760 |
|---|---|
| Street Address | 423 ELDORADO ST |
| City | TROY |
| State | NC |
| Zip | 27371-2623 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHERMAN COTTON MILLS LOT 3 SMITHERMAN C.M. #3 |
| Legal Subdivision | SMITHERMAN COTTON MILLS INC |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 05 17 6851
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 ELDORADO ST, TROY, NC 27371-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Sep 04, 2019 | Warranty Deed, Transfer · Seller Take-Back ASHLEY J WILLIAMSON ETUX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 04, 2019 · Amount on Record |
| Deed Sale | Sep 04, 2019 · Amount on Record |
| Prior Sale | Feb 18, 2005 · Amount on Record |
| Deed Doc Number | 2019359992 |
| Deed Book / Page | 832 / 299 |
| Prior Transfer Date | Feb 09, 2010 |
| Prior Transfer Doc | 652/128 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 423 ELDORADO ST, TROY, NC 27371-2623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 842/573 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 842/573 |
| Instrument | 362113 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 04, 2019 |
| Property Address | 423 ELDORADO ST, TROY, NC 27371-2623 |
| Document Number | 0832/0299 |
| Book / Page | 0832 / 0299 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 359992 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 317 COUNTRY CLUB DR, 317, TROY, NC 27371-8303 |
| Name | Verified Name |
|---|---|
| Address | 423 ELDORADO ST, TROY, NC 27371-2623 |
| Document Number | 359993 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 359993 |
| Name | ASHLEY J WILLIAMSON ETUX |
|---|---|
| Type | Seller |
| Type | Seller Take-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Mar 01, 2020 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 | $50,377 (-) Land $8,430 Building $41,947 | $50,377 (-) Land $8,430 Building $41,947 |
| 2023 | $50,377 Land $8,430 Building $41,947 | $50,377 Land $8,430 Building $41,947 |
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