Montgomery County property record for 420 Eldorado St, Troy, NC 27371 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,640 sqft Finished Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Last Sale | $86,000 (2020) |
| Tax Bill | $312.00 (2025) |
| Primary APN | 7538 05 17 8952 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,640 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 124 ft x 97 ft Depth x Width |
| Cooling System | None Cooling |
|---|
| Account Number | 1482988 |
|---|---|
| Street Address | 420 ELDORADO ST |
| City | TROY |
| State | NC |
| Zip | 27371-2624 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMITHERMAN COTTON MILLS LOT 18 SMITHERMAN C.M. #18 |
| Legal Subdivision | SMITHERNMAN COTTON MILLS |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY NC |
| Minor Civil Division | TROY |
| Census Blockgroup | 3 |
| Census Block | 3055 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7538 05 17 8952
Assessment roll updated September 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 218, TROY, NC 27371-0218 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Deed Doc Number | 2020364198 |
| Deed Book / Page | 853 / 192 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Aug 12, 2020 |
| Property Address | 420 ELDORADO ST, TROY, NC 27371-2624 |
| Document Number | 000853/192 |
| Book / Page | 853 / 192 |
| Map Reference | MB 3 PG 5 |
| Instrument Date | Aug 04, 2020 |
| Instrument | 364198 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 218, TROY, NC 27371-0218 |
| Document Number | 0000364199 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 364199 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 | $50,803 (-) Land $7,750 Building $43,053 | $50,803 (-) Land $7,750 Building $43,053 |
| 2023 | $50,803 Land $7,750 Building $43,053 | $50,803 Land $7,750 Building $43,053 |
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