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415 Eldorado St, Troy, NC 27371 Property Records

Montgomery County property record for 415 Eldorado St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,276 sqft Finished Area
Lot Size27,878 sqft (0.64 acres)
OccupancyOwner Occupied
Last Sale$53,500 (2017)
Tax Bill$384.00 (2025)

Property Details

APN / Parcel Number

Primary APN7538 05 17 7703
Alternative APN
  • 1479162

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,276 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area27,878 sqft (0.64 acres)
Depth X Width253 ft x 111 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number1479162
Street Address415 ELDORADO ST
CityTROY
StateNC
Zip27371-2623
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSMITHERMAN COTTON MILLS LOT 2 SMITHERMAN C.M. #2
Legal SubdivisionSMITHERMAN COTTON MILLS INC
Legal Lot Number2
JurisdictionMONTGOMERY NC
Minor Civil DivisionTROY
Census Blockgroup2
Census Block2010
Census Tract960202

Owner

Source: Montgomery County records · APN 7538 05 17 7703

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address415 ELDORADO ST, TROY, NC 27371-2623
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2019Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Sep 21, 2017Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2017 · Amount on Record
Deed SaleSep 21, 2017 · Amount on Record
Prior SaleJul 12, 2012 · Amount on Record
Deed Doc Number2017351957
Deed Book / Page796 / 391
Prior Transfer DateDec 10, 2010
Prior Transfer Doc00672/0745
Record RefreshedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address415 ELDORADO ST, TROY, NC 27371-2623
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 ELDORADO ST, TROY, NC 27371-2623

Mortgage

Document Number00823/0215
DateMar 26, 2019
Book Page0823/0215
Instrument358033
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateSep 21, 2017
Property Address415 ELDORADO ST, TROY, NC 27371-2623
Document Number000796/391
Book / Page796 / 391
Map ReferencePL CAB A SL 295
Instrument DateSep 05, 2017
Instrument351957
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$107.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 ELDORADO ST, TROY, NC 27371-2623

Mortgage

Document Number000796/393
DateSep 21, 2017
Book Page796/393
Instrument351958
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueOct 01, 2042

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$384.00$62,483 (-) Land $10,755 Building $51,728$62,483 (-) Land $10,755 Building $51,728
2023$62,483 Land $10,755 Building $51,728$62,483 Land $10,755 Building $51,728

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