Stearns County property record for 423 Eagle Ridge Ct, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,176 sqft · built 2001 |
| Lot Size | 0.8 acres (34,867 sqft) |
| Owner | Trust Name on File |
| Last Sale | $41,900 (Feb 2002) |
| Tax Bill | $6,120 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53790-0249 |
| Primary APN | 84-53790-0249 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,069 sqft |
| 1st Floor Area | 1,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,867 sqft (0.8 acres) |
| Lot Dimensions | 203 ft deep x 39 ft wide |
| Garage Type | Attached |
| Garage Area | 984 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 423 EAGLE RIDGE CT |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 003 POND VIEW RIDGE SIX SECTION 14 TOWNSHIP 124 RANGE 029 SECTION 14 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | POND VIEW RIDGE SIX |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11308 |
423 Eagle Ridge Ct is owner-occupied and held in a trust since February 2002.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 423 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2002 · Amount on File |
| Deed Sale | Feb 11, 2002 · Amount on File |
| Prior Sale | Feb 11, 2002 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 9, 2022 |
| Property Address | 423 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Document Number | 00A1638361 |
| Instrument Date | Aug 8, 2022 |
| Instrument | A1638361 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
The 2026 property tax bill for 423 Eagle Ridge Ct was $6,120 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,120.00 | ||
| 2025 | $458,000 Land $49,100 Building $408,900 | $458,000 Land $49,100 Building $408,900 | |
| 2023 | $5,402.00 | $439,700 Land $49,100 Building $390,600 | $439,700 Land $49,100 Building $390,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Eagle Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Eagle Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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