Stearns County property record for 412 Eagle Ridge Ct, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,532 sqft · built 2002 |
| Lot Size | 0.765 acres (33,335 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Dec 2020) |
| Tax Bill | $6,040 (2026) |
| Deeds & Mortgages | Dec 2020 Sale Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53790-0252 |
| Primary APN | 84-53790-0252 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,014 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,335 sqft (0.765 acres) |
| Lot Dimensions | 166 ft deep x 109 ft wide |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 412 EAGLE RIDGE CT |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLK 003 POND VIEW RIDGE SIX SECTION 14 TOWNSHIP 124 RANGE 029 SECTION 14 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | POND VIEW RIDGE SIX |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11308 |
412 Eagle Ridge Ct is owned and occupied by an individual who bought it in December 2020.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2020 | Warranty Deed, Transfer MISC COMPANY |
| Dec 3, 2020 | Deed, Transfer MISC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | May 28, 2003 · Amount on File |
| Deed Document Number | 20201587629 |
| Prior Transfer Date | Nov 25, 2020 |
| Prior Transfer Doc | 00A1587628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 3, 2020 |
| Property Address | 412 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Document Number | 00A1587629 |
| Instrument Date | Nov 30, 2020 |
| Instrument | A1587629 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 412 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Dec 3, 2020 |
| Property Address | 412 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Document Number | 00A1587628 |
| Instrument Date | Nov 25, 2020 |
| Instrument | A1587628 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
The 2026 property tax bill for 412 Eagle Ridge Ct was $6,040 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,040.00 | ||
| 2025 | $415,100 Land $49,100 Building $366,000 | $415,100 Land $49,100 Building $366,000 | |
| 2023 | $4,820.00 | $398,800 Land $49,100 Building $349,700 | $398,800 Land $49,100 Building $349,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Eagle Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 Eagle Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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