Stearns County property record for 406 Eagle Ridge Ct, Saint Joseph, MN 56374
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,634 sqft · built 2001 |
| Lot Size | 0.803 acres (34,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2019) |
| Tax Bill | $5,980 (2026) |
| Deeds & Mortgages | Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 84-53790-0253 |
| Primary APN | 84-53790-0253 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| Gross Area | 2,351 sqft |
| 1st Floor Area | 784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,993 sqft (0.803 acres) |
| Lot Dimensions | 150 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 934 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 EAGLE RIDGE CT |
|---|---|
| City | SAINT JOSEPH |
| State | MN |
| Zip | 56374-8512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 003 POND VIEW RIDGE SIX SECTION 14 TOWNSHIP 124 RANGE 029 SECTION 14 TOWNSHIP 124 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 124 |
| Legal Section | 14 |
| Legal Subdivision | POND VIEW RIDGE SIX |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 11308 |
406 Eagle Ridge Ct is owned and occupied by an individual who bought it in June 2019.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Oct 24, 2001 · Amount on File |
| Deed Document Number | 20191546405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 25, 2019 |
| Property Address | 406 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
| Document Number | 00A1546405 |
| Instrument Date | Jun 19, 2019 |
| Instrument | A1546405 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 EAGLE RIDGE CT, SAINT JOSEPH, MN 56374-8512 |
The 2026 property tax bill for 406 Eagle Ridge Ct was $5,980 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Joseph City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,980.00 | ||
| 2025 | $448,500 Land $52,000 Building $396,500 | $448,500 Land $52,000 Building $396,500 | |
| 2023 | $5,014.00 | $413,000 Land $52,000 Building $361,000 | $413,000 Land $52,000 Building $361,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Eagle Ridge Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Eagle Ridge Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Joseph serves 7,100 people · EPA ID MN1730033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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