402 E Circle Dr, Muskegon, MI 49445 Property Records

Muskegon County property record for 402 E Circle Dr, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,159 sqft · built 1956
Lot Size	0.609 acres (26,528 sqft)
Owner	Individual Name on Record
Last Sale	$184,900 (Mar 2012)
Tax Bill	$6,166 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23304000005100`

Property Details

APN / Parcel Number

Primary APN	`23304000005100`
Alternative APN	`61-23-304-000-0051-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
1st Floor Area	2,159 sqft
Basement Area	2,027 sqft
Unfinished Basement	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Lot Area	26,528 sqft (0.609 acres)
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Storm Sewer

Location & Zoning

Street Address	402 E CIRCLE DR
City	MUSKEGON
State	MI
Zip	49445-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-LOW
Legal Description	NORTH MUSKEGON CITY INTERLAKEN NO 1 LOT 51 SUBJ TO UTILITY ESMT L3594/P338
Legal Subdivision	INTERLAKEN
Legal Lot Number	51
Jurisdiction	MUSKEGON MI
Township / Civil Division	NORTH MUSKEGON
Census Block Group	4
Census Block	4001
Census Tract	1500

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Line of Credit MUSKEGON CO-OP FCU
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2012 · Amount on Record
Deed Sale	Mar 22, 2012 · Amount on Record
Prior Sale	Oct 18, 2005
Deed Document Number	20125407910
Deed Book / Page	3906 / 199
Last Transfer Date	Jan 8, 2020
Transfer Doc	004211/437
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714

Mortgage

Document Number	004303/789
Date	Jun 24, 2022
Book Page	4303/789
Instrument	5769409

Lender

Name	MUSKEGON CO-OP FCU
Type	Credit Union
Address	MUSKEGON, MI 49440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005654511
Date	Apr 30, 2019
Book Page	4188/777
Instrument	5654511

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005703855
Date	Nov 3, 2020
Book Page	4238/171
Instrument	5703855

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 31, 2020
Property Address	402 E CIRCLE DR, MUSKEGON, MI 49445-2714
Document Number	0005677148
Book / Page	004211 / 000437
Instrument Date	Jan 8, 2020
Instrument	5677148
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 E CIRCLE DR NORTH MUSKEGON MI 494452714, NORTH MUSKEGON, MI 49445-2714

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
Municipality	North Muskegon City
Unified School District	North Muskegon Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,400 (+6.66%)	$550,800 (+6.66%)
2025	$6,166.00 (+2.43%) Homeowner's exemption	$258,200	$516,400
2024	$6,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MUSKEGON serves 3,786 people · EPA ID MI0004780
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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