423 Crystal Ave, Findlay, OH 45840 Property Records

Hancock County property record for 423 Crystal Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,512 sqft · built 1910
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Nov 2019)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1011-073-18-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-073-18-005.000`
Alternative APN	`600000300570`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,044 sqft
2nd Floor Area	468 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	449 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 CRYSTAL AVE
City	FINDLAY
State	OH
Zip	45840-4769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STROTHER ADD LOT 2409
Legal Subdivision	STROTHER ADD
Legal Lot Number	2409
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1018
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Nov 18, 2019	Limited Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC
Sep 6, 2019	Special Warranty Deed, Foreclosure
Jun 5, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	201910066
Deed Book / Page	2563 / 1509
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 29, 2023
Property Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Document Number	02607/5458
Book / Page	2607 / 5458
Instrument Date	Dec 22, 2023
Instrument	202300008584
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769

Mortgage

Document Number	202300008585
Date	Dec 29, 2023
Instrument	202300008585

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769

Mortgage

Document Number	02594/1367
Date	May 5, 2022
Book Page	2594/1367
Instrument	202200004311

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Nov 18, 2019
Property Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Document Number	02563/1509
Book / Page	2563 / 1509
Instrument Date	Nov 8, 2019
Instrument	201900010066
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 TOWNSHIP ROAD 14, VAN BUREN, OH 45889-9621

September 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 6, 2019
Property Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Document Number	02561/0823
Book / Page	2561 / 0823
Instrument Date	Aug 12, 2019
Instrument	201900007632
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 5, 2019
Property Address	423 CRYSTAL AVE, FINDLAY, OH 45840-4769
Document Number	02558/1914
Book / Page	2558 / 1914
Instrument Date	May 21, 2019
Instrument	201900004402
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2988, FORT WORTH, TX 76113-2988

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,600.00 (+15.03%)	$52,220 (+37.02%) Land $6,490 Building $45,730	$149,200 (+37.02%) Land $18,530 Building $130,670
2023	$1,391.00 (+0.36%) Homeowner's exemption	$38,110 (-) Land $4,320 Building $33,790
2022	$1,386.00	$38,110 Land $4,320 Building $33,790	$108,890 Land $12,350 Building $96,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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