509 Crystal Ave, Findlay, OH 45840 Property Records

Hancock County property record for 509 Crystal Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1935
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2021)
Tax Bill	$1,558 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-073-17-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-073-17-002.000`
Alternative APN	`600000300610`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Brick
Interior Walls	Plaster

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	12 sqft
Patio Area	156 sqft
Canopy	77 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 CRYSTAL AVE
City	FINDLAY
State	OH
Zip	45840-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STROTHER ADD LOT 2412
Legal Subdivision	STROTHER ADD
Legal Lot Number	2412
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1014
Census Tract	600

Owner

509 Crystal Ave is owned by an individual who bought it in August 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1102, FINDLAY, OH 45839-1102
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Aug 2, 2021	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Deed Document Number	20219038
Deed Book / Page	2585 / 905
Prior Transfer Date	May 18, 2015
Prior Transfer Doc	02479/1894
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	509 CRYSTAL AVE, FINDLAY, OH 45840-4771
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST LIMA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 BALDWIN AVE, FINDLAY, OH 45840-2202

Mortgage

Document Number	02596/4757
Date	Aug 2, 2022
Book Page	2596/4757
Instrument	202200007217

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 2, 2021
Property Address	509 CRYSTAL AVE, FINDLAY, OH 45840-4771
Document Number	2585/905
Book / Page	2585 / 905
Instrument Date	Jul 29, 2021
Instrument	202100009038
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1102, FINDLAY, OH 45839-1102

Tax Assessment & Valuation

The 2025 property tax bill for 509 Crystal Ave was $1,558, up 18.2% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,558.00 (+18.21%)	$49,550 (+36.99%) Land $6,490 Building $43,060	$141,550 Land $18,530 Building $123,020
2024	$1,318.00 (-0.15%)	$36,170 (-) Land $4,320 Building $31,850
2023	$1,320.00	$36,170 Land $4,320 Building $31,850
2022			$103,340 Land $12,350 Building $90,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Crystal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 509 Crystal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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