403 Crystal Ave, Findlay, OH 45840 Property Records

Hancock County property record for 403 Crystal Ave, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,294 sqft · built 1910
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Tax Bill$1,399 (2025)
Deeds & MortgagesFeb 2022 Transfer
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1011-182-01-010.000

Property Details

APN / Parcel Number

Primary APN1011-182-01-010.000
Alternative APN
  • 600000300520

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,294 sqft Living Area
1st Floor Area930 sqft
2nd Floor Area364 sqft
Basement Area422 sqft
Unfinished Basement422 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Deck Area244 sqft
Patio Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address403 CRYSTAL AVE
CityFINDLAY
StateOH
Zip45840-4769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTROTHER ADD LOT 2403
Legal SubdivisionSTROTHER ADD
Legal Lot Number2403
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1018
Census Tract600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address403 CRYSTAL AVE, FINDLAY, OH 45840-4769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Affidavit of Death of Joint Tenant, Transfer
Jul 8, 2019Deed of Trust, Mortgage
HANCOCK COUNTY BOARD OF COMMISSIONERS

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 4, 2016
Transfer Doc02498/0860
Record UpdatedSep 20, 2026

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHANCOCK OH
Recording DateFeb 16, 2022
Property Address403 CRYSTAL AVE, FINDLAY, OH 45840-4769
Document Number02591/4497
Book / Page2591 / 4497
Instrument DateFeb 15, 2022
Instrument202200001398
Transaction TypeTransfer
Record UpdatedFeb 24, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 CRYSTAL AVE, FINDLAY, OH 45840-4769

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address403 CRYSTAL AVE, FINDLAY, OH 45840-4769
Transaction TypeMortgage
Record UpdatedAug 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2559/1234
DateJul 8, 2019
Book Page2559/1234
Instrument201900005405
Lender
NameHANCOCK COUNTY BOARD OF COMMISSIONERS
TypeGovernment Agency
AddressFINDLAY, OH 45840
Agreement
AmountAmount on Record
Term23 Months
DueJun 26, 2021

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,399.00 (+27.41%) Homeowner's exemption Senior Citizen's exemption$55,790 (+36.98%) Land $6,490 Building $49,300$159,380 (+36.94%) Land $18,530 Building $140,850
2024$1,098.00 (-2.14%)$40,730 (-) Land $4,320 Building $36,410
2023$1,122.00 Homeowner's exemption Senior Citizen's exemption$40,730 Land $4,320 Building $36,410
2022$116,390 Land $12,350 Building $104,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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