422 Acushnet St, Elgin, IL 60124 Property Records

Kane County property record for 422 Acushnet St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,550 sqft · built 2008
Lot Size10.8 acres (472,626 sqft)
OwnerIndividual Name on File
Last Sale$316,000 (Aug 2026)
Tax Bill$6,153 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-19-410-031

Property Details

APN / Parcel Number

Primary APN06-19-410-031
Alternative APN
  • 0619400019

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,550 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area472,626 sqft
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address422 ACUSHNET ST
CityELGIN
StateIL
Zip60124-3836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE CONDO ASSOCIATION - 18TH AMENDMENT - UNIT 40-422-A
Legal SubdivisionPROVIDENCE CONDO
Legal Block3
Legal Lot Number357
Legal Unit40
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851913

Owner

422 Acushnet St is owned and occupied by an individual who bought it in August 2026.

Source: Kane County records, as of August 28, 2026

Owner of RecordIndividual Name on File
Mailing Address262 E RIMINI CT, PALATINE, IL 60067-3644
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Warranty Deed, Transfer · Conventional Mortgage
DFT2 FINANCIAL LLC
May 16, 2023Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Apr 13, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 15, 2021Warranty Deed, Transfer
Aug 29, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2026 · Amount on File
Deed SaleAug 18, 2026 · Amount on File
Prior SaleMay 16, 2023 · Amount on File
Deed Document Number202635693
Prior Transfer DateFeb 28, 2023
Prior Transfer Doc0000011586
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 18, 2026
Property Address422 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000035693
Instrument DateAug 5, 2026
Instrument202635693
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,874.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address262 E RIMINI CT, PALATINE, IL 60067-3644

Mortgage

Document Number0000035694,
DateAug 18, 2026
Instrument202635694
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate7.63%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMay 16, 2023
Property Address422 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000015634
Instrument DateMay 5, 2023
Instrument2023K015634
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 ACUSHNET ST # O, O, ELGIN, IL 60124-3836

Mortgage

Document Number0000015635
DateMay 16, 2023
Instrument2023K015635
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate6.87%

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 13, 2023
Property Address422 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000011586
Map ReferenceDOC 2005K043004
Instrument DateFeb 28, 2023
Instrument2023K011586
Transaction TypeTransfer
Record UpdatedApr 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address422 ACUSHNET ST, ELGIN, IL 60124-3836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address422 ACUSHNET ST, ELGIN, IL 60124-3836

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 15, 2021
Property Address422 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000092986
Map ReferenceDOC 2005K043004
Instrument DateDec 10, 2021
Instrument2021K092986
Transaction TypeTransfer
Record UpdatedDec 28, 2021

Transaction

AmountAmount on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address422 ACUSHNET ST, 422, ELGIN, IL 60124-3836

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address422 ACUSHNET ST, ELGIN, IL 60124-3836

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 29, 2017
Property Address422 ACUSHNET ST, ELGIN, IL 60124-3836
Document Number0000045263
Instrument DateAug 3, 2017
Instrument2017K045263
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 ACUSHNET ST # 40, 40, ELGIN, IL 60124-3836

Mortgage

Document Number0000045264
DateAug 29, 2017
Instrument2017K045264
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 422 Acushnet St was $6,153 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,153.00$86,574 (+8.57%) Land $28,236 Building $58,338$259,826 (+8.57%) Land $84,742 Building $175,084
2024$79,740 Land $26,007 Building $53,733$239,316 Land $78,052 Building $161,264
2022$5,718.00 (+3.76%) Homeowner's exemption$65,687 (+6.96%) Land $21,423 Building $44,264$197,061 (+6.96%) Land $64,269 Building $132,792
2021$5,511.00 Homeowner's exemption$61,413 Land $20,029 Building $41,384$184,239 Land $60,087 Building $124,152

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Acushnet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 422 Acushnet St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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