4229 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4229 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,183 sqft · built 1934
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on Record
Last Sale	$236,000 (Jul 2026)
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2026 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0099-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0099-00`
Alternative APN	`240352294`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	2,053 sqft
1st Floor Area	870 sqft
Attic	Attic
Attic Area	313 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4229 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING AVE 42 X 120 IRR PT LOTS 87-88-89 GRILEYS 2ND
Legal Subdivision	GRILEYS 2ND
Legal Lot Number	87-88
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2006
Census Tract	20901

Owner

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE
Jan 2, 2026	Warranty Deed, Transfer · Stand-Alone Second Mortgage ANNEX CAPITAL VI LLC
Mar 19, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Jan 2, 2026 · Amount on Record
Deed Document Number	202654166
Deed Book / Page	15700 / 1917
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2026
Property Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505
Document Number	0000054166
Book / Page	15700 / 1917
Instrument Date	Jun 30, 2026
Instrument	202654166
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,672.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505

Mortgage

Document Number	0000054167,
Date	Jul 6, 2026
Instrument	202654167

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 2, 2026
Property Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505
Document Number	0000000054
Book / Page	15574 / 309
Instrument Date	Dec 30, 2025
Instrument	2026-0000054
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 GILMORE CT, FAIRFIELD, OH 45014-5001

Mortgage

Document Number	0000000055
Date	Jan 2, 2026
Book Page	15574/312
Instrument	2026-0000055

Lender

Name	ANNEX CAPITAL VI LLC
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40207

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2019
Property Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505
Document Number	0000020225
Book / Page	13877 / 00685
Instrument Date	Mar 4, 2019
Instrument	2019-0020225
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 HARDING AVE, CINCINNATI, OH 45211-4505

Mortgage

Document Number	0000020226
Date	Mar 19, 2019
Instrument	2019-0020226

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (+2.9%)	$40,957 (-) Land $8,820 Building $32,137	$117,020 (-) Land $25,200 Building $91,820
2024	$2,479.00 (-2.05%)	$40,957 (-) Land $8,820 Building $32,137
2023	$2,531.00 (+41.87%)	$40,957 (+63.89%) Land $8,820 Building $32,137	$117,020 (+63.89%) Land $25,200 Building $91,820
2022	$1,784.00 Homeowner's exemption	$24,991 Land $4,351 Building $20,640
2020			$71,400 Land $12,430 Building $58,970

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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