4226 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4226 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 1928
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Nov 2002)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0017-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	702 sqft
Upper Floors Area	702 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	145 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4226 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDING AVE 120.09 X 145.06 IRR-LOT 53 GRILEYS2ND ADDN TO CHEVIOT
Legal Subdivision	GRILEYS
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2001
Census Tract	20901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4226 HARDING AVE, CINCINNATI, OH 45211-4506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 16, 2019	Deed of Trust, Mortgage · Conventional with PMI FELLOWSHIP HM LOANS
Jun 16, 2017	Intrafamily Transfer, Transfer CINFED CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2002 · Amount on Record
Deed Sale	Nov 18, 2002 · Amount on Record
Prior Sale	Nov 3, 2003
Deed Document Number	0090864940
Last Transfer Date	Jun 16, 2017
Transfer Doc	0000004135
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4226 HARDING AVE, CINCINNATI, OH 45211-4506
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083141
Date	Aug 29, 2022
Book Page	14740/2518
Instrument	2022-0083141

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4226 HARDING AVE, CINCINNATI, OH 45211-4506
Document Number	0000104808
Instrument Date	Nov 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 HARDING AVE CINCINNATI OH 452114506, CINCINNATI, OH 45211-4506

Mortgage

Document Number	0000104808
Date	Nov 26, 2019
Book Page	014052/001819
Instrument	104808

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jun 16, 2017
Property Address	4226 HARDING AVE, CINCINNATI, OH 45211-4506
Document Number	0000004135
Map Reference	MB 36 PG 5
Instrument Date	Jun 12, 2017
Instrument	17-0054135
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 KENNEDY AVE, CINCINNATI, OH 45209-7543

Mortgage

Document Number	0000004136
Date	Jun 16, 2017
Instrument	17-0054136

Lender

Name	CINFED CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (+2.85%)	$55,073 (-) Land $8,820 Building $46,253
2024	$3,338.00 (-2%)	$55,073 (-) Land $8,820 Building $46,253
2023	$3,406.00 (+32.89%)	$55,073 (+53.56%) Land $8,820 Building $46,253	$157,350 (+53.56%) Land $25,200 Building $132,150
2022	$2,563.00 Homeowner's exemption	$35,865 Land $4,351 Building $31,514
2020			$102,470 Land $12,430 Building $90,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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