4228 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4228 Harding Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,329 sqft · built 1928
Lot Size	0.159 acres (6,926 sqft)
Owner	Company Name on Record
Last Sale	$26,000 (Jun 2012)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`551-0008-0016-00`

Property Details

APN / Parcel Number

Primary APN	`551-0008-0016-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	2,001 sqft
1st Floor Area	724 sqft
2nd Floor Area	605 sqft
Upper Floors Area	605 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4228 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	4228 HARDING AVE 50 X 159.24 LOT 54 GRILEY 2ND ADDN TO CHVT
Legal Subdivision	GRILEY 2ND ADDN TO CHVT
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	2
Census Block	2001
Census Tract	20901

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2024	Limited Warranty Deed, Transfer · Unknown US BANK NA
Feb 20, 2019	Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2012 · Amount on Record
Deed Sale	Jun 11, 2012 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	201273122
Deed Book / Page	12038 / 1420
Last Transfer Date	May 13, 2015
Transfer Doc	0000050711
Record Updated	Oct 29, 2026

November 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 22, 2024
Property Address	4228 HARDING AVE, CINCINNATI, OH 45211-4506
Document Number	0000083596
Book / Page	15299 / 2151
Map Reference	MB 12 PG 447
Instrument Date	Oct 15, 2024
Instrument	2024-0083596
Transaction Type	Transfer
Record Updated	Dec 23, 2024

Transaction

Amount	Amount Recorded
Tax	$7,519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087184
Date	Dec 9, 2024
Book Page	15308/248
Instrument	2024-0087184

Lender

Name	US BANK NA
Type	Bank
Address	BOSTON, MA 02110

Agreement

Type	Unknown
Amount	Amount Recorded
Term	59 Months
Due	Nov 4, 2029

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 20, 2019
Property Address	4228 HARDING AVE, CINCINNATI, OH 45211-4506
Document Number	0000012976
Book / Page	013858 / 001480
Instrument Date	Nov 1, 2018
Instrument	12976
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$23.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 (+0.11%)	$42,589 (+%) Land $8,320 Building $34,269	$121,680 (-) Land $23,770 Building $97,910
2024	$2,723.00 (-0.15%)	$42,587 (-) Land $8,319 Building $34,268
2023	$2,727.00 (+24.81%)	$42,587 (+43.91%) Land $8,319 Building $34,268	$121,680 (+43.91%) Land $23,770 Building $97,910
2022	$2,185.00	$29,593 Land $7,868 Building $21,725
2020			$84,550 Land $22,480 Building $62,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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