4229 129th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4229 129th St W, Cortez, FL 34215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,806 sqft · built 1962
Lot Size	0.382 acres (16,625 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`76032-0000-2`

Property Details

APN / Parcel Number

Primary APN	`76032-0000-2`
Alternative APN	`3516037603200002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,806 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1974
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,625 sqft (0.382 acres)
Lot Dimensions	175 ft deep x 95 ft wide
View / Lot	Canal Front
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4229 129TH ST W
City	CORTEZ
State	FL
Zip	34215-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	BEG AT SW COR OF LOT 16, BLK 5, AMENDED PLAT OF CORTEZ, ADD TO CORTEZ, PB 2 PG 59 PRMCF FOR POB; N 25 DEG 54 MIN 12 SEC E ALG W LN OF BLK 5 A DIST OF 95 FT; S 64 DEG 00 MIN 45 SEC
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CORTEZ ADDITION TO CORTEZ AMENDED PLAT
Legal Tract	07531000
Legal Block	5
Legal Lot Number	16
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1107

Owner

Source: Manatee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4229 129TH ST W, CORTEZ, FL 34215-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK
Oct 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 16, 2025
Transfer Doc	0000150741
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4229 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 129TH ST W, CORTEZ, FL 34215-2512

Mortgage

Document Number	0041150744
Date	Dec 17, 2025
Instrument	202541150744

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4229 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 129TH ST W, CORTEZ, FL 34215-2512

Mortgage

Document Number	0041120291
Date	Oct 3, 2022
Instrument	202241120291

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 23, 2019
Property Address	4229 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0028033095
Book / Page	002803 / 003095
Instrument Date	Sep 19, 2019
Instrument	41094621
Transaction Type	Transfer
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4229 129TH ST W CORTEZ FL 342152512, CORTEZ, FL 34215-2512

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,143.00 (+21.07%)	$314,497 (+18.16%) Land $142,800 Building $171,697	$314,497 (+18.16%) Land $142,800 Building $171,697
2024	$3,422.00 (-1.13%)
2023	$3,461.00 (+109.76%) Homeowner's exemption	$266,170 (+97.79%) Land $142,800 Building $123,370	$266,170 (+14.41%) Land $142,800 Building $123,370
2022	$1,650.00 Homeowner's exemption Widower's exemption	$134,571	$232,648 Land $127,500 Building $105,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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