4121 129th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4121 129th St W, Cortez, FL 34215

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,976 sqft · built 1984
Lot Size1.83 acres (79,867 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2018)
Tax Bill$4,973 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Dec 2018 Sale
Flood ZoneZone AE (high risk)
APN76055-0075-5

Property Details

APN / Parcel Number

Primary APN76055-0075-5
Alternative APN
  • 3516037605500755

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,976 sqft Living Area
Gross Area2,228 sqft
1st Floor Area1,976 sqft
Basement Area184 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area79,867 sqft
View / LotCanal
PorchOpen Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4121 129TH ST W
CityCORTEZ
StateFL
Zip34215-2514
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-R
Legal DescriptionUNIT 304 BLDG 3 PHASE I SMUGGLERS LANDING; TOGETHER WITH THE RIGHT TO USE (2) PARKING SPACES 304, A STORAGE AREA & BOAT DOCK 303. PI#760550075/5
Legal Range16E
Legal Township35S
Legal Section03
Legal SubdivisionSMUGGLERS LANDING PHASE I
Legal Tract07605500
Legal Lot Number304
Legal Unit304
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1004
Census Tract1107

Owner

Source: Manatee County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4121 129TH ST W, CORTEZ, FL 34215-2514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BK NA
Dec 4, 2018Warranty Deed, Transfer
BARNES WALKER TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 4, 2018 · Amount on Record
Deed SaleDec 4, 2018 · Amount on Record
Deed Document Number2018120723
Deed Book / Page2758 / 7396
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address4121 129TH ST W, CORTEZ, FL 34215-2514
Document Number0041049005
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyDOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4121 129TH ST W #304 CORTEZ FL 342152514, 304, CORTEZ, FL 34215-2514

Mortgage

Document Number0041049005
DateMay 14, 2020
Instrument41049005
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2050
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateDec 4, 2018
Property Address4121 129TH ST W, CORTEZ, FL 34215-2514
Document Number0027587396
Book / Page002758 / 007396
Instrument DateNov 30, 2018
Instrument41120723
Transaction TypeTransfer
Record UpdatedDec 27, 2018
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount Recorded
Tax$2,450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address502 68TH ST HOLMES BEACH FL 342171203, HOLMES BEACH, FL 34217-1203

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,391 (+2.7%)$580,764 (-2.35%) Building $580,764
2025$4,973.00 (+3.17%) Homeowner's exemption$391,812 (+5.99%)$594,745 (+19.3%) Building $594,745
2024$4,820.00 (+1.47%)
2023$4,750.00 (+2.61%) Homeowner's exemption$369,680 (+3%)$498,525 (-2.82%) Building $498,525
2022$4,629.00 Homeowner's exemption Senior Citizen's exemption$358,913$513,000 Building $513,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 387 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 470 condo units
Nearby Flood Claims210 (1982–2024)
Most Recent ClaimNov 2024 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 18 claims
  • Hurricane Helene, Sep 2024 · 144 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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