4215 129th St W, Cortez, FL 34215 Property Records

Manatee County property record for 4215 129th St W, Cortez, FL 34215

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 1977
Lot Size	0.294 acres (12,825 sqft)
Owner	2 Trust Names on Record
Last Sale	$460,000 (Oct 2018)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2022 Line of Credit + 8 more
Flood Zone	Zone AE (high risk)
APN	`76036-0000-3`

Property Details

APN / Parcel Number

Primary APN	`76036-0000-3`
Alternative APN	`3516037603600003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,624 sqft
Basement Area	392 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,825 sqft (0.294 acres)
Lot Dimensions	135 ft deep x 95 ft wide
View / Lot	Canal Front
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4215 129TH ST W
City	CORTEZ
State	FL
Zip	34215-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	BEG AT SW COR OF LOT 16, BLK 5, AMENDED PLAT OF CORTEZ, ADD TO CORTEZ PB 2 PG 59 PRMCF; N 25 DEG 54 MIN 12 SEC E ALG W LN OF BLK 5, A DIST OF 95 FT FOR A POB; N 25 DEG 54 MIN 12
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CORTEZ ADDITION TO CORTEZ AMENDED PLAT
Legal Tract	07531000
Legal Block	5
Legal Lot Number	16
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1004
Census Tract	1107

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Feb 17, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Nov 22, 2021	Intrafamily Transfer, Transfer
Jul 28, 2021	Intrafamily Transfer, Transfer
Feb 8, 2017	Deed of Trust, Mortgage HARBOR NATIONAL BANK
Nov 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 31, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	2018109984
Deed Book / Page	2754 / 3090
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000155346
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1968 RIVERS LANDING DR, PROSPECT, KY 40059-8073

Mortgage

Document Number	0041068160
Date	Jun 26, 2023
Instrument	202341068160

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	TYNDALL, SD 57066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 129TH ST W, CORTEZ, FL 34215-2512

Mortgage

Document Number	0041022033
Date	Feb 17, 2022
Instrument	202241022033

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	BRADENTON, FL 34205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 129TH ST W, CORTEZ, FL 34215-2512

Mortgage

Document Number	0041165798
Date	Dec 15, 2021
Instrument	202141165798

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	32027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 22, 2021
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0041155346
Instrument Date	Nov 1, 2021
Instrument	202141155346
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4215 129TH ST W, CORTEZ, FL 34215-2512

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jul 28, 2021
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	202141099735
Map Reference	MB 2 PG 59
Instrument Date	Jul 23, 2021
Instrument	202141099735
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 129TH ST W, CORTEZ, FL 34215-2512

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026595611
Date	Feb 8, 2017
Book Page	2659/5611
Instrument	201741011645

Lender

Name	HARBOR NATIONAL BANK
Type	Bank
Address	PALMETTO, FL 34221

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 27, 2032

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 9, 2020
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0041122678
Instrument Date	Oct 30, 2020
Instrument	41122678
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4215 129TH ST W CORTEZ FL 342152512, CORTEZ, FL 34215-2512

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0028181208
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4215 129TH ST W CORTEZ FL 342152512, CORTEZ, FL 34215-2512

Mortgage

Document Number	0028181208
Date	Dec 17, 2019
Book Page	002818/001208
Instrument	41126028

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 31, 2018
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0027543090
Book / Page	002754 / 003090
Instrument Date	Oct 26, 2018
Instrument	41109984
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4215 129TH ST W CORTEZ FL 342152512, CORTEZ, FL 34215-2512

Mortgage

Document Number	27543093
Date	Oct 31, 2018
Book Page	002754/003093
Instrument	41109985

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4215 129TH ST W, CORTEZ, FL 34215-2512
Document Number	0026850564
Book / Page	002685 / 000564
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4215 129TH ST W CORTEZ FL 342152512, CORTEZ, FL 34215-2512

Mortgage

Document Number	0026850564
Date	Jul 25, 2017
Book Page	002685/000564
Instrument	41070597

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 24, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,461 (+2.7%)	$439,789 (+7.64%) Land $130,050 Building $309,739
2025	$3,279.00 (+3.28%) Homeowner's exemption	$258,482 (+5.99%)	$408,565 (+5.5%) Land $95,200 Building $313,365
2024	$3,175.00 (+1.7%)
2023	$3,122.00 (+2.73%) Homeowner's exemption	$243,881 (+3%)	$387,269 (+7.95%) Land $95,200 Building $292,069
2022	$3,039.00 Homeowner's exemption	$236,778	$358,738 Land $85,000 Building $273,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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