4228 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4228 Tern St, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,102 sqft · built 1962
Lot Size	0.193 acres (8,395 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (May 2026)
Tax Bill	$375 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
APN	`0061-08-0050`

Property Details

APN / Parcel Number

Primary APN	`0061-08-0050`
Alternative APN	`61080050`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Gross Area	1,642 sqft
1st Floor Area	1,102 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,395 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	312 sqft
Porch	Enclosed Porch
Porch Area	336 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0061080050
Street Address	4228 TERN ST
City	SARASOTA
State	FL
Zip	34232-4964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 168 SARASOTA SPRINGS UNIT 2
Legal Range	18E
Legal Township	36S
Legal Section	34
Legal Subdivision	SARASOTA SPRINGS UNIT 02
Legal Tract	1153
Legal Lot Number	168
Legal Unit	2
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2004
Census Tract	1504

Owner

Source: Sarasota County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4228 TERN ST, SARASOTA, FL 34232-4964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	202665456
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	May 14, 2026
Property Address	4228 TERN ST, SARASOTA, FL 34232-4964
Document Number	0000065456
Instrument Date	May 13, 2026
Instrument	2026.65456
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	ROCKET MORTGAGE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,030.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4228 TERN ST, SARASOTA, FL 34232-4964

Mortgage

Document Number	0000065457,
Date	May 14, 2026
Instrument	2026..65457

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$375.00 (-65.12%) Homeowner's exemption Widower's exemption	$73,868 (+5.99%)	$231,500 (+0.7%) Land $110,700 Building $120,800
2024	$1,075.00 (+6.97%)
2023	$1,005.00 (-0.2%) Homeowner's exemption Widower's exemption	$69,695 (+3%)	$229,900 (+6.24%) Land $100,900 Building $129,000
2022	$1,007.00 Homeowner's exemption Widower's exemption	$67,665	$216,400 Land $99,000 Building $117,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2003–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20