4209 Tern St, Sarasota, FL 34232 Property Records

Sarasota County property record for 4209 Tern St, Sarasota, FL 34232

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,322 sqft · built 1957
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2021)
Tax Bill	$3,099 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
APN	`0061-08-0045`

Property Details

APN / Parcel Number

Primary APN	`0061-08-0045`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	110 ft deep x 70 ft wide

Exterior Amenities

Pool Area	294 sqft
Porch	Open Porch
Porch Area	64 sqft
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4209 TERN ST
City	SARASOTA
State	FL
Zip	34232-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	LOT 485 SARASOTA SPRINGS UNIT 4
Legal Range	18E
Legal Township	36S
Legal Section	34
Legal Subdivision	SARASOTA SPRINGS UNIT 04
Legal Tract	1155
Legal Lot Number	485
Legal Unit	4
Jurisdiction	SARASOTA FL
Township / Civil Division	SARASOTA
Census Block Group	2
Census Block	2003
Census Tract	1504

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4209 TERN ST, SARASOTA, FL 34232-4949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	2021075483
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Apr 23, 2021
Property Address	4209 TERN ST, SARASOTA, FL 34232-4949
Document Number	0000075483
Map Reference	MB 8 PG 8
Instrument Date	Mar 30, 2021
Instrument	2021075483
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 STATION LANE, 10, UNIONVILLE XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4209 TERN ST, SARASOTA, FL 34232-4949

Mortgage

Document Number	0000075484
Date	Apr 23, 2021
Instrument	2021075484

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,099.00 (-12.9%) Homeowner's exemption	$307,100 (+5.88%) Land $110,100 Building $197,000	$307,100 (-5.04%) Land $110,100 Building $197,000
2023	$3,558.00 (+3.04%) Homeowner's exemption	$290,034 (+3%)	$323,400 (+8.12%) Land $99,400 Building $224,000
2022	$3,453.00 Homeowner's exemption	$281,586	$299,100 Land $97,500 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2003–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20