1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Natchez Trace Dr

4227 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4227 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,178 sqft Heated Area
Lot Size5,489 sqft (0.126 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2024)
Tax Bill$4,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN83269
Alternative APN
  • 092630056000010430

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,178 sqft Heated Area
Gross Area1,675 sqft Gross Area
1st Floor1,178 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,489 sqft (0.126 acres)
Depth X Width110 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area420 sqft Garage
PorchFinished/Screened Porch
Porch Area77 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number83269
Street Address4227 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE PB 5 PGS 105-106 LOT 43
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract560
Legal Block1
Legal Lot Number43
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3031
Census Tract43208

Owner

Source: Osceola County records · APN 83269

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4227 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2024Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Jun 09, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
VYSTAR CU
Sep 27, 2017Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2024 · Amount on Record
Deed SaleMar 26, 2024 · Amount on Record
Prior SaleJun 09, 2021 · Amount on Record
Deed Doc Number2024038410
Deed Book / Page6571 / 473
Record RefreshedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 26, 2024
Property Address4227 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
Document Number0065710473
Book / Page6571 / 473
Map ReferenceMB 5 PGS 105
Instrument DateMar 25, 2024
Instrument2024038410
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyNONA TTL INC DBA RED DOOR TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5170 TANA TER, SAINT CLOUD, FL 34772-6422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address331 TENNESSEE AVE, SAINT CLOUD, FL 34769-2673
InvestorPossibly a Property Investor

Mortgage

Document Number0006571475
DateMar 26, 2024
Instrument6571/475
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 09, 2021
Property Address4227 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
Document Number0059762620
Book / Page5976 / 2620
Map ReferenceMB 5 PG 105&106
Instrument DateMay 27, 2021
Instrument2021089385
Transaction TypeTransfer
Record UpdatedJun 24, 2021
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGCY SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4227 NATCHEZ TRACE DR, 4227, SAINT CLOUD, FL 34769-6817

Transferred To (Grantee/Buyer)

NameVerified Name
Address4227 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817

Mortgage

Document Number59762622
DateJun 09, 2021
Instrument5976/2622
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 27, 2017
Property Address4227 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
Document Number0052131380
Book / Page5213 / 1380
Map ReferenceMB5 PG105&106
Instrument DateSep 20, 2017
Instrument2017136429
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyQUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address182 E CEDARWOOD CIR, 182, KISSIMMEE, FL 34743-9046

Transferred To (Grantee/Buyer)

NameVerified Name
Address3247 RIO GRANDE TRL, KISSIMMEE, FL 34741-3716
InvestorPossibly a Property Investor

Mortgage

Document Number0052131382
DateSep 27, 2017
Instrument5213/1382
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,505.00 (+68.47%)$251,500 (+31.92%) Land $60,000 Building $191,500$251,500 (+3.93%) Land $60,000 Building $191,500
2023$2,674.00 (+3.8%) Homeowner's exemption$190,653 (+3%)$242,000 (+30.74%) Land $55,000 Building $187,000
2022$2,576.00 Homeowner's exemption$185,100 Land $42,000 Building $143,100$185,100 Land $42,000 Building $143,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Natchez Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures