4218 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4218 Natchez Trace Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,893 sqft Living Area
Lot Size8,102 sqft (0.186 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2018)
Tax Bill$2,635.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-26-30-0560-0001-0080
Alternative APNs
  • 263009056000010080
  • 83228

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,893 sqft Living Area
Gross Area2,061 sqft Gross Area
1st Floor1,563 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional Style
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,102 sqft (0.186 acres)
Depth X Width110 ft x 76.4 ft Depth x Width
Garage TypeAttached Garage
Garage Area132 sqft Garage
Porch Area566 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4218 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6816
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNATCHEZ TRACE PB 5 PG 105-106 LOT 8
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE
Legal Tract560
Legal Block80
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3032
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0560-0001-0080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4218 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC
May 30, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2018 · Amount on Record
Deed SaleMay 30, 2018 · Amount on Record
Prior SaleAug 01, 2011 · Amount on Record
Deed Doc Number201884001
Deed Book / Page5341 / 1930
Prior Transfer DateOct 08, 2010
Prior Transfer Doc0040442578
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4218 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057520771
DateJul 10, 2020
Book Page5752/771
Instrument2020089199
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Address53425
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2018
Property Address4218 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816
Document Number0053411930
Book / Page5341 / 1930
Map ReferenceMB5 PG105&106
Instrument DateMay 29, 2018
Instrument2018084001
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9142 INTEGRA MEADOWS DR # DR201, 9142, DAVENPORT, FL 33896-7883

Transferred To (Grantee/Buyer)

NameVerified Name
Address4218 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6816

Mortgage

Document Number2018084002
DateMay 30, 2018
Instrument2018084002
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00 (+3.64%) Homeowner's exemption$195,483 (+5.99%)$279,800 (+3.63%) Land $60,000 Building $219,800
2024$2,635.00 (+2.85%)
2023$2,562.00 (+3.85%) Homeowner's exemption$184,441 (+3%)$270,000 (+30.75%) Land $55,000 Building $215,000
2022$2,467.00 Homeowner's exemption$179,069$206,500 Land $42,000 Building $164,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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