1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Natchez Trace Dr

4213 Natchez Trace Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4213 Natchez Trace Dr, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,206 sqft · built 1994
Lot Size0.201 acres (8,799 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Mar 2022)
Tax Bill$3,633 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN83266

Property Details

APN / Parcel Number

Primary APN83266
Alternative APN
  • 092630056000010400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,206 sqft Heated Area
Gross Area1,778 sqft
1st Floor Area1,206 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,799 sqft (0.201 acres)
Lot Dimensions137 ft deep x 67 ft wide
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area132 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number83266
Street Address4213 NATCHEZ TRACE DR
CitySAINT CLOUD
StateFL
Zip34769-6817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionNATCHEZ TRACE PB 5 PGS 105-106 LOT 40
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionNATCHEZ TRACE & PINE ISLE IN CITY
Legal Tract560
Legal Block1
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3031
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4213 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleMay 10, 2004 · Amount on Record
Deed Document Number2022046618
Deed Book / Page6178 / 1136
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 23, 2022
Property Address4213 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817
Document Number0061781136
Book / Page6178 / 1136
Map ReferenceMB 5 PG 105&106
Instrument DateMar 22, 2022
Instrument2022046618
Transaction TypeTransfer
Record UpdatedApr 7, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 315, MOODY, ME 04054-0315

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4213 NATCHEZ TRACE DR, SAINT CLOUD, FL 34769-6817

Mortgage

Document Number0061781137
DateMar 23, 2022
Instrument6178/1137
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,633.00 (+3.8%) Homeowner's exemption$245,900 (+3.97%) Land $60,000 Building $185,900$245,900 (+3.97%) Land $60,000 Building $185,900
2023$3,500.00 (+14.01%) Homeowner's exemption$236,500 (+30.52%) Land $55,000 Building $181,500$236,500 (+30.52%) Land $55,000 Building $181,500
2022$3,070.00$181,200 Land $42,000 Building $139,200$181,200 Land $42,000 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Natchez Trace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures