4225 Rancho Rd, Chico, CA 95973 Property Records

Butte County property record for 4225 Rancho Rd, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,807 sqft · built 1990
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$256,500 (Apr 2021)
Tax Bill	$9,057 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-290-083-000`

Property Details

APN / Parcel Number

Primary APN	`047-290-083-000`
Alternative APN	`047-290-083`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,807 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	52,708 sqft
Garage Area	2,212 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	047-290-083
Street Address	4225 RANCHO RD
City	CHICO
State	CA
Zip	95973-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VLDR
Legal Description	4225 RANCHO RD
Legal Subdivision	OAK WAY MANOR
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1038
Census Tract	1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4225 RANCHO RD, CHICO, CA 95973-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Apr 12, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Jul 13, 2015 · Amount on Record
Deed Document Number	202116599
Prior Transfer Date	Nov 27, 2006
Prior Transfer Doc	0000062662
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Recording Date	Jul 9, 2026
Property Address	4225 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000019228
Instrument Date	Jun 30, 2026
Instrument	202619228
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 RANCHO RD, CHICO, CA 95973-9447
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019228,
Date	Jul 9, 2026
Instrument	202619228

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	4225 RANCHO RD, CHICO, CA 95973-9447
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 RACNHO ROAD, CHICO, CA 95973-9447

Mortgage

Document Number	0000029606
Date	Jun 30, 2021
Instrument	2021-0029606

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 12, 2021
Property Address	4225 RANCHO RD, CHICO, CA 95973-9447
Document Number	0000016599
Map Reference	MB 117 PG 89&90
Instrument Date	Apr 7, 2021
Instrument	2021-0016599
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4225 RANCHO RD, CHICO, CA 95973-9447

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800,455 (+2%) Land $253,937 Building $546,518
2025	$9,057.00 (+7.76%)	$784,760 (+4.04%) Land $248,958 Building $535,802
2024			$695,520
2023	$8,405.00 (+1.62%)	$754,290 Land $239,292 Building $514,998
2022	$8,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	15 (1993–2025)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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