4213 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4213 E 48th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,324 sqft · built 2009
Lot Size	0.271 acres (11,818 sqft)
Owner	Individual Name on Record
Last Sale	$286,500 (Aug 2021)
Tax Bill	$5,498 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7923-22-155-007`

Property Details

APN / Parcel Number

Primary APN	`7923-22-155-007`
Alternative APN	`060/07934-222-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Finished Basement	1,024 sqft

Exterior

Year Built	Built 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,818 sqft (0.271 acres)
Lot Width	46.4 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4213 E 48TH ST
City	DES MOINES
State	IA
Zip	50317-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	22
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 27, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY ST BK
Sep 5, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 15, 2017	Warranty Deed, Transfer · VA Mortgage BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Document Number	2021-00082174
Deed Book / Page	18681 / 561
Record Updated	Jun 7, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 3, 2021
Property Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000082174
Book / Page	18681 / 561
Instrument Date	Aug 2, 2021
Instrument	2021-00082174
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4213 E 48TH ST, DES MOINES, IA 50317-4734

Mortgage

Document Number	0000082176
Date	Aug 3, 2021
Book Page	18681/564
Instrument	2021-00082176

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 27, 2020
Property Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000047697
Book / Page	018153 / 000333
Instrument Date	Oct 16, 2020
Instrument	47697
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4213 E 48TH ST DES MOINES IA 503174734, DES MOINES, IA 50317-4734

Mortgage

Document Number	47699
Date	Oct 27, 2020
Book Page	018153/000337
Instrument	47699

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	ALTOONA, IA 50009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000026944
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4213 E 48TH ST DES MOINES IA 503174734, DES MOINES, IA 50317-4734

Mortgage

Document Number	0000026944
Date	Sep 8, 2020
Book Page	018051/000989
Instrument	26944

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000012927
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4213 E 48TH ST DES MOINES IA 503174734, DES MOINES, IA 50317-4734

Mortgage

Document Number	0000012927
Date	Aug 3, 2020
Book Page	017983/000704
Instrument	12927

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Aug 15, 2017
Property Address	4213 E 48TH ST, DES MOINES, IA 50317-4734
Document Number	0000013595
Book / Page	016606 / 000147
Instrument Date	Aug 11, 2017
Instrument	13595
Transaction Type	Transfer
Record Updated	Aug 29, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4213 E 48TH ST DES MOINES IA 503174734, DES MOINES, IA 50317-4734

Mortgage

Document Number	13597
Date	Aug 15, 2017
Book Page	016606/000150
Instrument	13597

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,500 (+7.74%) Land $67,100 Building $233,400	$300,500 (+7.74%) Land $67,100 Building $233,400
2024	$5,498.00 (+18.7%)
2023		$278,900 Land $62,100 Building $216,800	$278,900 Land $62,100 Building $216,800
2020	$4,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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