San Diego County property record for 4224 Esperanza Way, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,539 sqft · built 1990 |
| Lot Size | 0.57 acres (2,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Aug 2004) |
| Tax Bill | $6,900 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-531-42-00 |
| Primary APN | 162-531-42-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,539 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 2,496 sqft (0.57 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4224 ESPERANZA WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-3457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 67 TR 011525 |
| Legal Subdivision | OCEANSIDE CANYON |
| Legal Tract | 011525 |
| Legal Block | 2 |
| Legal Lot Number | 67 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 19403 |
4224 Esperanza Way is owned and occupied by an individual who bought it in August 2004.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4224 ESPERANZA WAY, OCEANSIDE, CA 92056-3457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2004 · Amount on File |
| Deed Sale | Aug 18, 2004 · Amount on File |
| Prior Sale | Jul 6, 2000 · Amount on File |
| Deed Document Number | 2004784953 |
| Prior Transfer Date | Jul 11, 1995 |
| Prior Transfer Doc | 0000322719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2021 |
| Property Address | 4224 ESPERANZA WAY, OCEANSIDE, CA 92056-3457 |
| Document Number | 0000306547 |
| Map Reference | MAP 11525 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021-0306547 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATIONAL TTL CO OF CA SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4224 ESPERANZA WAY, OCEANSIDE, CA 92056-3457 |
| Document Number | 0000306548 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0306548 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4224 ESPERANZA WAY, OCEANSIDE, CA 92056-3457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000239582 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019-0239582 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4224 Esperanza Way was $6,900 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $625,534 (+2%) Land $426,501 Building $199,033 | |
| 2025 | $6,900.00 Homeowner's exemption | $613,270 Land $418,139 Building $195,131 |
| 2023 | $6,348.00 (+0.27%) Homeowner's exemption | $589,457 Land $401,903 Building $187,554 |
| 2022 | $6,331.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4224 Esperanza Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4224 Esperanza Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: FiberFirst, Verizon.
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