4215 Esperanza Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4215 Esperanza Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1990
Lot Size	0.53 acres (2,319 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Feb 2025)
Tax Bill	$8,266 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-531-58-00`

Property Details

APN / Parcel Number

Primary APN	`162-531-58-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Lot Area	2,319 sqft (0.53 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4215 ESPERANZA WAY
City	OCEANSIDE
State	CA
Zip	92056-3458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 83 TR 011525
Legal Subdivision	OCEANSIDE CANYON
Legal Tract	011525
Legal Block	2
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19403

Owner

4215 Esperanza Way is owned by two individuals who bought it in February 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 914, BONSALL, CA 92003-0914
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage WELLINGTON FINANCE LLC
Aug 29, 2022	Grant Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Apr 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Aug 29, 2022 · Amount on File
Deed Document Number	202541295
Prior Transfer Date	Jul 25, 1995
Prior Transfer Doc	0000318699
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4215 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3562 MOCCASIN AVE, SAN DIEGO, CA 92117-2630

Mortgage

Document Number	0000337455
Date	Aug 22, 2022
Instrument	2022-0337455

Lender

Name	WELLINGTON FINANCE LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2022
Property Address	4215 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number	0000345995
Map Reference	MAP 11525
Instrument Date	Aug 12, 2022
Instrument	2022-0345995
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 ESPERANZA WAY, OCEANSIDE, CA 92056-3458

Mortgage

Document Number	0000345996
Date	Aug 29, 2022
Instrument	2022-0345996

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2017
Property Address	4215 ESPERANZA WAY, OCEANSIDE, CA 92056-3458
Document Number	0000191762
Instrument Date	Apr 21, 2017
Instrument	191762
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3562 MOCCASIN AVE SAN DIEGO CA 921172630, SAN DIEGO, CA 92117-2630

Tax Assessment & Valuation

The 2025 property tax bill for 4215 Esperanza Way was $8,266.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$785,399 (+8%) Land $281,447 Building $503,952
2025	$8,266.00	$727,238 Land $260,605 Building $466,633
2023	$7,165.00 (+99.69%)	$658,000 Land $235,000 Building $423,000
2022	$3,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4215 Esperanza Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4215 Esperanza Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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