4223 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4223 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1947
Square Footage836 sqft Gross Area
Lot Size7,000 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$219,000 (2024)
Tax Bill$3,002.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-04900
Alternative APNs
  • 1110249
  • 1163987

Interior

Bedrooms2 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area836 sqft Gross Area
1st Floor836 sqft 1st Floor
Basement Area416 sqft Basement
Finished Basement416 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area7,000 sqft (0.16 acres)

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area216 sqft Deck
SaunaSauna
Storage Building64 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1163987
Street Address4223 JAY ST
CityDULUTH
StateMN
Zip55804-1455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0011 BLOCK:102 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block102
Legal Lot Number11
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup3
Census Block3009
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-04900

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4223 JAY ST, DULUTH, MN 55804-1455
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING
Apr 06, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING
Apr 02, 2024Warranty Deed, Transfer · Veterans Administration Mortgage
THREE BAYS LP
Jun 07, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
REGENT FINANCIAL GROUP INC
Sep 04, 2020Deed of Trust, Mortgage · Line of Credit
NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2024 · Amount on Record
Deed SaleApr 02, 2024 · Amount on Record
Prior SaleJun 07, 2021 · Amount on Record
Deed Doc Number20241485397
Prior Transfer DateDec 21, 2001
Prior Transfer Doc0000851748
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateApr 08, 2026
Property Address4223 JAY ST, DULUTH, MN 55804-1455
Document Number0001530441
Instrument DateMar 06, 2026
Instrument20261530441
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001530441,
DateApr 08, 2026
Instrument20261530441
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate6.11%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateApr 06, 2026
Property Address4223 JAY ST, DULUTH, MN 55804-1455
Document Number0001530204
Instrument DateMar 06, 2026
Instrument20261530204
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 JAY ST, DULUTH, MN 55804-1455

Mortgage

Document Number0001530204,
DateApr 06, 2026
Instrument20261530204
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 02, 2024
Property Address4223 JAY ST, DULUTH, MN 55804-1455
Document Number0001485397
Instrument DateMar 29, 2024
Instrument1485397
Transaction TypeTransfer
Record UpdatedMay 01, 2024
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$722.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 JAY ST, DULUTH, MN 55804-1455

Mortgage

Document Number0001485398
DateApr 02, 2024
Instrument1485398
Lender
NameTHREE BAYS LP
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 07, 2021
Property Address4223 JAY ST, DULUTH, MN 55804-1455
Document Number0001415852
Instrument DateMay 28, 2021
Instrument1415852
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$580.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4223 JAY ST, DULUTH, MN 55804-1455

Mortgage

Document Number0001415853
DateJun 07, 2021
Instrument1415853
Lender
NameREGENT FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4223 JAY ST, DULUTH, MN 55804-1455
Document Number00A1391341
Instrument DateSep 04, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4223 JAY ST DULUTH MN 558041455, DULUTH, MN 55804-1455

Mortgage

Document Number00A1391341
DateSep 24, 2020
InstrumentA1391341
Lender
NameNORTHERN COMMUNITIES CU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 23, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,002.00 (+21.24%)
2025$2,476.00 (-1.04%) Homeowner's exemption$217,000 (+6.06%) Land $47,900 Building $169,100$217,000 (+6.06%) Land $47,900 Building $169,100
2024$2,502.00$204,600 (+15.01%) Land $46,200 Building $158,400$204,600 (+15.01%) Land $46,200 Building $158,400
2022$177,900 Land $35,600 Building $142,300$177,900 Land $35,600 Building $142,300

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