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4324 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4324 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1965
Square Footage1,218 sqft Gross Area
Lot Size9,800 sqft (0.225 acres)
OccupancyOwner Occupied
Last Sale$266,000 (2020)
Tax Bill$4,846.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-02090
Alternative APN
  • 1096244

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms9 Rooms
Building Area1,218 sqft Gross Area
1st Floor1,218 sqft 1st Floor
Basement Area914 sqft Basement
Finished Basement914 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleSplit Foyer Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area9,800 sqft (0.225 acres)
Garage Area400 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area120 sqft Deck
Porch1 Porch
Porch Area50 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1096244
Street Address4324 JAY ST
CityDULUTH
StateMN
Zip55804-1456
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 AND WLY 20 FT OF LOT 7 SERIAL #
Legal SubdivisionLONDON ADDITION TO DULUTH
Legal Block82
Legal Lot Number6-7
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup3
Census Block3008
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-02090

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4324 JAY ST, DULUTH, MN 55804-1456
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NORTH SHORE BK/COMMERCE
Aug 06, 2019Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BK/COMMERCE
Aug 06, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Prior SaleAug 06, 2019 · Amount on Record
Deed Doc Number20201028977
Prior Transfer DateApr 23, 2019
Prior Transfer Doc0001013247
Record RefreshedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 15, 2020
Property Address4324 JAY ST, DULUTH, MN 55804-1456
Document Number00T1028977
Instrument DateSep 09, 2020
InstrumentT1028977
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$878.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4324 JAY ST DULUTH MN 558041456, DULUTH, MN 55804-1456

Mortgage

Document NumberT1028978
DateSep 15, 2020
InstrumentT1028978
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 06, 2019
Property Address4324 JAY ST, DULUTH, MN 55804-1456
Document Number00T1013248
Instrument DateJul 30, 2019
InstrumentT1013248
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$821.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4324 JAY ST DULUTH MN 558041456, DULUTH, MN 55804-1456

Mortgage

Document NumberT1013249
DateAug 06, 2019
InstrumentT1013249
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 05, 2034

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateAug 06, 2019
Property Address4324 JAY ST, DULUTH, MN 55804-1456
Document Number00T1013247
Instrument DateApr 23, 2019
InstrumentT1013247
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4324 JAY ST DULUTH MN 558041456, DULUTH, MN 55804-1456

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,846.00 (+7.21%) Homeowner's exemption
2025$4,520.00 (-5.44%) Homeowner's exemption$365,100 (+6.35%) Land $55,600 Building $309,500$365,100 (+6.35%) Land $55,600 Building $309,500
2024$4,780.00$343,300 (+8.91%) Land $53,600 Building $289,700$343,300 (+8.91%) Land $53,600 Building $289,700
2022$315,200 Land $41,200 Building $274,000$315,200 Land $41,200 Building $274,000

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