4205 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4205 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.25 Baths
Year BuiltBuilt 1919
Square Footage1,188 sqft Gross Area
Lot Size18,950 sqft (0.435 acres)
Garage432 sqft
OccupancyOwner Occupied
Tax Bill$3,664.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-04940
Alternative APN
  • 1023256

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,188 sqft Gross Area
1st Floor684 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area18,950 sqft (0.435 acres)
Garage Area432 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area70 sqft Deck
Porch1 Porch
Porch Area126 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1023256
Street Address4205 JAY ST
CityDULUTH
StateMN
Zip55804-1455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 15 AND 16 INC PT OF VAC AVE ADJ LOT16 SERIAL #
Legal SubdivisionLONDON ADDITION
Legal Block102
Legal Lot Number15-16
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup3
Census Block3009
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-04940

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4205 JAY ST, DULUTH, MN 55804-1455
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Line of Credit
NATIONAL BK/CMRC
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
NATIONAL BK/CMRC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 17, 2015
Transfer Doc0001256545
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4205 JAY ST, DULUTH, MN 55804-1455
Document Number00A1384621
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4205 JAY ST DULUTH MN 558041455, DULUTH, MN 55804-1455

Mortgage

Document Number00A1384621
DateJul 09, 2020
InstrumentA1384621
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 08, 2045
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4205 JAY ST, DULUTH, MN 55804-1455
Document Number00A1378221
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4205 JAY ST DULUTH MN 558041455, DULUTH, MN 55804-1455

Mortgage

Document Number00A1378221
DateApr 24, 2020
InstrumentA1378221
Lender
NameNATIONAL BK/CMRC
AddressSUPERIOR, WI 54880
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 23, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,664.00 (+6.64%) Homeowner's exemption
2025$3,436.00 (+3.43%) Homeowner's exemption$285,600 (+5.9%) Land $80,600 Building $205,000$285,600 (+5.9%) Land $80,600 Building $205,000
2024$3,322.00$269,700 (+18.45%) Land $77,700 Building $192,000$269,700 (+18.45%) Land $77,700 Building $192,000
2022$227,700 Land $59,100 Building $168,600$227,700 Land $59,100 Building $168,600

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