42212 E Ridgecrest Loop, #LP, Benton City, WA 99320 Property Records

Benton County property record for 42212 E Ridgecrest Loop, #LP, Benton City, WA 99320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,028 sqft · built 2023
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$726,320 (May 2026)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale & Mortgage + 4 more
APN	`102973030002006`

Property Details

APN / Parcel Number

Primary APN	`102973030002006`
Alternative APN	`15314`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,028 sqft Living Area
Gross Area	5,518 sqft
1st Floor Area	500 sqft
Basement Area	1,264 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Attached
Garage Area	840 sqft
Deck Area	246 sqft
Patio Area	376 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	42212 E RIDGECREST LOOP, LP
City	BENTON CITY
State	WA
Zip	99320-7559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 2 TOWNSHIP 9 RANGE 27 BLOCK 2 LOT 6 RED MOUNTAIN RANCHETTES NO. 2 SUBJECT TO EASEMENTS AND RESTRICTION OF RECORD. PROTECTIVE COVENANTS 041278
Legal Range	27
Legal Township	09
Legal Section	02
Legal Subdivision	RED MOUNTAIN RANCHETTES #2
Legal Block	2
Legal Lot Number	6
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	2
Census Block	2001
Census Tract	10701

Owner

Source: Benton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42212 E RIDGECREST LOOP, BENTON CITY, WA 99320-7559
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
May 13, 2022	Warranty Deed, Transfer · Line of Credit UNIVERSITY CU
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	202610538
Prior Transfer Date	Apr 27, 2026
Prior Transfer Doc	0000010538
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	42212 E RIDGECREST LOOP, BENTON CITY, WA 99320-7559
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011934
Date	Mar 12, 2021
Instrument	2021-011934

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2050

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	May 1, 2026
Property Address	42212 E RIDGECREST LOOP, LP, BENTON CITY, WA 99320-7559
Document Number	0000010538
Instrument Date	Apr 27, 2026
Instrument	2026.10538
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TITLEONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210,838.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	42212 E RIDGECREST LOOP, BENTON CITY, WA 99320-7559
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010539,
Date	May 1, 2026
Instrument	2026..10539

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	42212 E RIDGECREST LOOP NE, BENTON CITY, WA 99320-7559
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001414
Date	Jan 14, 2020
Instrument	2020-001414

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	May 13, 2022
Property Address	42212 E RIDGECREST LOOP, BENTON CITY, WA 99320-7559
Document Number	0000016188
Map Reference	VOL 13 PG 16
Instrument Date	Apr 29, 2022
Instrument	2022-016188
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,721.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016191
Date	May 13, 2022
Instrument	2022-016191

Lender

Name	UNIVERSITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON WA
Recording Date	May 13, 2022
Property Address	42212 E RIDGECREST LOOP, BENTON CITY, WA 99320-7559
Document Number	0000016189
Map Reference	VOL 13 PG 16
Instrument Date	Apr 29, 2022
Instrument	2022-016189
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,721.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W 21ST PL, KENNEWICK, WA 99337-4921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016190
Date	May 13, 2022
Instrument	2022-016190

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	42212 E RIDGECREST LOOP NE, BENTON CITY, WA 99320-7559
Document Number	0000014398
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	BENTON-FRANKLIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42603 E RIDGECREST DR NE BENTON CITY WA 993208403, BENTON CITY, WA 99320-8403

Mortgage

Document Number	0000014398
Date	Jun 3, 2019
Instrument	14398

Lender

Name	WASHINGTON CU
Type	Credit Union
Address	KENNEWICK, WA 99336

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,776.00 (+34.5%)	$670,280 (+22.48%) Land $193,200 Building $477,080	$670,280 (+22.48%) Land $193,200 Building $477,080
2023	$5,038.00	$547,270 (+20.87%) Land $126,600 Building $420,670	$547,270 (+20.87%) Land $126,600 Building $420,670
2022		$452,760 Land $126,600 Building $326,160	$452,760 Land $126,600 Building $326,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of Washington
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Advanced High Speed Internet Fixed Wireless	500 / 100
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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