44302 E Ridgecrest Loop, Benton City, WA 99320 Property Records

Benton County property record for 44302 E Ridgecrest Loop, Benton City, WA 99320

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,920 sqft · built 2002
Lot Size1.96 acres (85,378 sqft)
Owner2 Individual Names on Record
Tax Bill$3,752 (2023)
Deeds & MortgagesSep 2025 Mortgage
APN102973030002010

Property Details

APN / Parcel Number

Primary APN102973030002010
Alternative APN
  • 15318

Interior

Bedrooms4 Beds
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area3,120 sqft
1st Floor Area1,920 sqft

Exterior

Year BuiltBuilt 2002
Architectural StyleMobile Home
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area85,378 sqft (1.96 acres)
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address44302 E RIDGECREST LOOP
CityBENTON CITY
StateWA
Zip99320-6731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2002 VALLEY QUALITY MANSION 40 X 48 (TITLE ELIMINATION AF# 2002-037167 9252002) SECTION 2 TOWNSHIP 9 RANGE 27 RED MOUNTAIN RA
Legal Range27
Legal Township09
Legal Section02
Legal SubdivisionSUBJECT TO EASEMENTS
Legal Block2
Legal Lot Number10
JurisdictionBENTON WA
Township / Civil DivisionRICHLAND-KENNEWICK
Census Block Group2
Census Block2001
Census Tract10701

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44302 E RIDGECREST LOOP, BENTON CITY, WA 99320-6731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON WA
Property Address44302 E RIDGECREST LOOP, BENTON CITY, WA 99320-6731
Transaction TypeMortgage
Record UpdatedOct 1, 2025
Title CompanyBENTON-FRANKLIN TITLE, BENTON FRANKLIN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address44302 E RIDGECREST LOOP, BENTON CITY, WA 99320-6731

Mortgage

Document Number0000022370
DateSep 22, 2025
Instrument2025-022370
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateWashington
CountyBenton County
Unified School DistrictRichland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,752.00$463,860 (+37.97%) Land $119,200 Building $344,660$463,860 (+37.97%) Land $119,200 Building $344,660
2022$336,210 Land $119,200 Building $217,010$336,210 Land $119,200 Building $217,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1996–1997)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 64% of Washington
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Advanced High Speed Internet
Fixed Wireless
500 / 100
PocketiNet
Fixed Wireless
200 / 50
xyTel
Fixed Wireless
100 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

May also be available: Verizon.

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