43806 E Ridgecrest Loop, Benton City, WA 99320 Property Records

Benton County property record for 43806 E Ridgecrest Loop, Benton City, WA 99320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,782 sqft · built 1997
Lot Size	1.97 acres (85,813 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,315 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage
APN	`102973030002009`

Property Details

APN / Parcel Number

Primary APN	`102973030002009`
Alternative APN	`15317`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	3,218 sqft
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1997
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	85,813 sqft (1.97 acres)
Deck Area	128 sqft
Patio Area	656 sqft
Pole Barn	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	43806 E RIDGECREST LOOP
City	BENTON CITY
State	WA
Zip	99320-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1997 FLEETWOOD WAVERLY CREST 27 X 66 SECTION 2 TOWNSHIP 9 NORTH RANGE 27 RED MOUNTAIN RANCHETTES NO. 2 BLOCK 2 LOT 9 SUBJECT
Legal Range	27
Legal Township	09N
Legal Section	02
Legal Subdivision	SUBJECT TO EASEMENTS
Legal Block	2
Legal Lot Number	9
Jurisdiction	BENTON WA
Township / Civil Division	RICHLAND-KENNEWICK
Census Block Group	2
Census Block	2001
Census Tract	10701

Owner

Source: Benton County records, as of March 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43806 E RIDGECREST LOOP, BENTON CITY, WA 99320-6502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Dec 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	43806 E RIDGECREST LOOP, BENTON CITY, WA 99320-6502
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014593
Date	Mar 26, 2021
Instrument	2021-014593

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON WA
Property Address	43806 E RIDGECREST LOOP NE, BENTON CITY, WA 99320-6502
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036672
Date	Dec 14, 2017
Instrument	2017-036672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Benton County
Unified School District	Richland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,315.00	$400,820 (+35.14%) Land $119,400 Building $281,420	$400,820 (+35.14%) Land $119,400 Building $281,420
2022		$296,590 Land $119,400 Building $177,190	$296,590 Land $119,400 Building $177,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of Washington
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
PocketiNet Fixed Wireless	200 / 50
xyTel Fixed Wireless	100 / 20
Advanced High Speed Internet Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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