4221 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4221 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1925
Lot Size	0.113 acres (4,949 sqft)
Owner	Individual Name on File
Last Sale	$104,500 (Mar 2014)
Tax Bill	$2,268 (2026)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0830-01100`

Property Details

APN / Parcel Number

Primary APN	`010-0830-01100`
Alternative APN	`1029792`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,160 sqft Gross Area
1st Floor Area	944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,949 sqft (0.113 acres)
Garage Area	216 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1029792
Street Address	4221 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF LOT 5 AND ALL OF LOT 6 SERIAL #
Legal Subdivision	DICKERMANS ADD TO WEST DULUTH
Legal Block	28
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	15800

Owner

4221 W 7th St is owned and occupied by an individual who bought it in March 2014.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4221 W 7TH ST, DULUTH, MN 55807-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2014 · Amount on File
Deed Sale	Mar 10, 2014 · Amount on File
Prior Sale	Jun 21, 2002 · Amount on File
Deed Document Number	2014942342
Prior Transfer Date	Mar 14, 2002
Prior Transfer Doc	0000720974
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 2, 2017
Property Address	4221 W 7TH ST, DULUTH, MN 55807-1529
Document Number	000T984494
Instrument Date	May 1, 2017
Instrument	T984494
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 W 7TH ST DULUTH MN 558071529, DULUTH, MN 55807-1529

Mortgage

Document Number	T984495
Date	May 2, 2017
Instrument	T984495

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Mortgage

Document Number	T984496,
Date	May 2, 2017
Instrument	T984496

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4221 W 7th St was $2,268 with a homeowner's exemption, up 0.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (+0.27%) Homeowner's exemption
2025	$2,262.00 (+2.17%) Homeowner's exemption	$204,900 (+7.84%) Land $12,800 Building $192,100	$204,900 (+7.84%) Land $12,800 Building $192,100
2024	$2,214.00	$190,000 Land $13,600 Building $176,400	$190,000 Land $13,600 Building $176,400
2022		$165,700 Land $12,600 Building $153,100	$165,700 Land $12,600 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4221 W 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4221 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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