4231 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4231 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,200 sqft · built 1923
Lot Size	0.114 acres (4,968 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jun 2022)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0830-01040`

Property Details

APN / Parcel Number

Primary APN	`010-0830-01040`
Alternative APN	`1131186`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,200 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,968 sqft (0.114 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	77 sqft
Deck Area	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1131186
Street Address	4231 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AND W 1/2 LOT 2 SERIAL #
Legal Subdivision	DICKERMANS ADDITION TO WEST DULUTH
Legal Block	28
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3013
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4231 W 7TH ST, DULUTH, MN 55807-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK OF COMMERCE
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	20221057341
Prior Transfer Date	Jan 23, 2001
Prior Transfer Doc	0000701944
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4231 W 7TH ST, DULUTH, MN 55807-1529
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001057343
Date	Jun 6, 2022
Instrument	1057343

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 6, 2022
Property Address	4231 W 7TH ST, DULUTH, MN 55807-1529
Document Number	0001057341
Instrument Date	May 27, 2022
Instrument	1057341
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 W 7TH ST, DULUTH, MN 55807-1529

Mortgage

Document Number	0001057342
Date	Jun 6, 2022
Instrument	1057342

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+0.17%) Homeowner's exemption
2025	$2,300.00 (+2.22%) Homeowner's exemption	$207,700 (+7.84%) Land $12,800 Building $194,900	$207,700 (+7.84%) Land $12,800 Building $194,900
2024	$2,250.00	$192,600 (+11.39%) Land $13,700 Building $178,900	$192,600 (+11.39%) Land $13,700 Building $178,900
2022		$172,900 Land $12,600 Building $160,300	$172,900 Land $12,600 Building $160,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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