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4145 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4145 Packard Ave, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1981
Square Footage1,676 sqft Living Area
Lot Size212,529 sqft (4.87 acres)
OccupancyOwner Occupied
Last Sale$620,000 (2023)
Tax Bill$6,456.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-27-31-4950-0001-0430
Alternative APNs
  • 273106495000010430
  • 99471

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,676 sqft Living Area
Gross Area2,291 sqft Gross Area
1st Floor1,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area212,529 sqft (4.87 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area300 sqft Garage
Porch Area315 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4145 PACKARD AVE
CitySAINT CLOUD
StateFL
Zip34772-7315
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PG 32 LOT 43
Legal Range31E
Legal Township27S
Legal Section06
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block430
Legal Lot Number43
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1010
Census Tract43205

Owner

Source: Osceola County records · APN 06-27-31-4950-0001-0430

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4145 PACKARD AVE, SAINT CLOUD, FL 34772-7315
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
AFI FINANCIAL INC
Aug 31, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleJan 24, 2006 · Amount on Record
Deed Doc Number202368651
Deed Book / Page6415 / 423
Prior Transfer DateAug 24, 2018
Prior Transfer Doc0053941690
Record RefreshedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2023
Property Address4145 PACKARD AVE, SAINT CLOUD, FL 34772-7315
Document Number0064150423
Book / Page6415 / 423
Map ReferenceMB B PG 32
Instrument DateMay 24, 2023
Instrument2023068651
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, THE CLOSING CITY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,340.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7512 DR PHILLIPS BLVD # BLVD50-414, BLVD50-414, ORLANDO, FL 32819-5131

Transferred To (Grantee/Buyer)

NameVerified Name
Address4145 PACKARD AVE, SAINT CLOUD, FL 34772-7315

Mortgage

Document Number0006415425
DateMay 30, 2023
Instrument6415/425
Lender
NameAFI FINANCIAL INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2018
Property Address4145 PACKARD AVE, SAINT CLOUD, FL 34772-7315
Document Number0053941690
Book / Page005394 / 001690
Instrument DateAug 27, 2018
Instrument132598
Transaction TypeTransfer
Record UpdatedSep 14, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7512 DR PHILLIPS BLVD #50-415 ORLANDO FL 328195420, 50-415, ORLANDO, FL 32819-5420

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,587.00 (+2.03%)$424,000 (+20.18%) Land $219,600 Building $204,400$424,000 (+20.18%) Land $219,600 Building $204,400
2024$6,456.00 (+18.13%)
2023$5,465.00 (+9.92%)$352,800 (+10.73%) Land $156,100 Building $196,700$352,800 (+10.73%) Land $156,100 Building $196,700
2022$4,972.00$318,600 Land $156,100 Building $162,500$318,600 Land $156,100 Building $162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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