4220 Isabelle St, Portage, MI 49024 Property Records

Kalamazoo County property record for 4220 Isabelle St, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2002
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Jun 2022)
Tax Bill	$4,644 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00481-034-O`

Property Details

APN / Parcel Number

Primary APN	`10-00481-034-O`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	142 ft deep x 73.7 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4220 ISABELLE ST
City	PORTAGE
State	MI
Zip	49024-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ASHTON FARMS #2 LOT 34
Legal Subdivision	ASHTON FARMS #2
Legal Lot Number	34
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1004
Census Tract	2004

Owner

4220 Isabelle St is owned and occupied by two individuals who bought it in June 2022.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4220 ISABELLE ST, PORTAGE, MI 49024-1769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage AFI FINANCIAL INC
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
May 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Deed Document Number	202219713
Prior Transfer Date	Jan 19, 2006
Prior Transfer Doc	2006004312
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 10, 2022
Property Address	4220 ISABELLE ST, PORTAGE, MI 49024-1769
Document Number	2022019713
Map Reference	LB 40 PG 50
Instrument Date	May 26, 2022
Instrument	2022-019713
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ASK SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 ISABELLE ST, 4220, PORTAGE, MI 49024-1769

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	834 E EAGLE DRIVE, KALAMAZOO, MI 49009

Mortgage

Document Number	2022019714
Date	Jun 10, 2022
Instrument	2022-019714

Lender

Name	AFI FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4220 ISABELLE ST, PORTAGE, MI 49024-1769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020031097
Date	Sep 15, 2020
Instrument	2020-031097

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4220 ISABELLE ST, PORTAGE, MI 49024-1769
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012026
Date	May 1, 2019
Instrument	2019-012026

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4220 Isabelle St was $4,644 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,900 (+5.19%)	$295,800 (+5.19%)
2025	$4,644.00 Homeowner's exemption	$140,600	$281,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4220 Isabelle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4220 Isabelle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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