4159 Isabelle St, Portage, MI 49024 Property Records

Kalamazoo County property record for 4159 Isabelle St, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,392 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Sep 2013)
Tax Bill	$4,840 (2024)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00481-039-O`

Property Details

APN / Parcel Number

Primary APN	`10-00481-039-O`

Interior

Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	19,166 sqft (0.44 acres)
Lot Width	86 ft Width
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4159 ISABELLE ST
City	PORTAGE
State	MI
Zip	49024-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ASHTON FARMS #2 LOT 39
Legal Subdivision	ASHTON FARMS #2
Legal Lot Number	39
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1004
Census Tract	2004

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4159 ISABELLE ST, PORTAGE, MI 49024-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CREDIT UNION
Jul 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	Nov 27, 2007 · Amount on Record
Deed Document Number	201340162
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	May 11, 2026
Property Address	4159 ISABELLE ST, PORTAGE, MI 49024-1766
Document Number	0000014919
Instrument Date	Apr 27, 2026
Instrument	202614919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 ISABELLE ST, PORTAGE, MI 49024-1766

Mortgage

Document Number	0000014919,
Date	May 11, 2026
Instrument	202614919

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 27, 2031

Interest

Rate	6.38%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4159 ISABELLE ST, PORTAGE, MI 49024-1766
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4159 ISABELLE ST, PORTAGE, MI 49024-1766

Mortgage

Document Number	2021026966
Date	Jul 6, 2021
Instrument	2021-026966

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,200 (+4.8%)	$358,400 (+4.8%)
2025	Homeowner's exemption	$171,000	$342,000
2024	$4,840.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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