4179 Isabelle St, Portage, MI 49024 Property Records

Kalamazoo County property record for 4179 Isabelle St, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 2002
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (May 2021)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00481-038-O`

Property Details

APN / Parcel Number

Primary APN	`10-00481-038-O`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,224 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	69 ft deep x 88.6 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4179 ISABELLE ST
City	PORTAGE
State	MI
Zip	49024-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	ASHTON FARMS #2 LOT 38 (EASEMENT 2002-034410)
Legal Subdivision	ASHTON FARMS #2
Legal Lot Number	38
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	1
Census Block	1004
Census Tract	2004

Owner

4179 Isabelle St is owned and occupied by two individuals who bought it in May 2021.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4179 ISABELLE ST, PORTAGE, MI 49024-1766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Document Number	202120067
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 12, 2021
Property Address	4179 ISABELLE ST, PORTAGE, MI 49024-1766
Document Number	2021020067
Map Reference	LB 40 PG 50
Instrument Date	Apr 19, 2021
Instrument	2021-020067
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2855 VANDERBILT AVE, 2855, PORTAGE, MI 49024-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6716 TALL OAKS DR APT 3B, 3B, KALAMAZOO, MI 49009-7264

Mortgage

Document Number	2021020068
Date	May 12, 2021
Instrument	2021-020068

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 9, 2020
Property Address	4179 ISABELLE ST, PORTAGE, MI 49024-1766
Document Number	2020007251
Map Reference	LB 40 PG 50
Instrument Date	Mar 2, 2020
Instrument	2020-007251
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4179 ISABELLE ST, 4179, PORTAGE, MI 49024-1766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2855 VANDERBILT AVE, PORTAGE, MI 49024-6055

Mortgage

Document Number	2020007252
Date	Mar 9, 2020
Instrument	2020-007252

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4179 ISABELLE ST, PORTAGE, MI 49024-1766
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001156
Date	Jan 15, 2019
Instrument	2019-001156

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	OSHTEMO, MI 49077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 14, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4179 Isabelle St was $5,058 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000	$344,000
2025	$5,058.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4179 Isabelle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4179 Isabelle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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