422 Waterside Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 422 Waterside Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 1992
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24U-44-1054`

Property Details

APN / Parcel Number

Primary APN	`24U-44-1054`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	54 ft deep x 25 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	200 sqft
Patio Area	248 sqft
Poultry House	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 WATERSIDE DR
City	WILDWOOD
State	MO
Zip	63040-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R6A
Legal Description	BAYSIDE VILLAGE A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD LOT 12
Legal Subdivision	BAYSIDE VILLAGE A SECTION OF THE
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	3
Census Block	3008
Census Tract	221506

Owner

422 Waterside Dr is owned and occupied by an individual who acquired it in December 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	422 WATERSIDE DR, WILDWOOD, MO 63040-1618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2015
Deed Sale	Dec 28, 2015
Prior Sale	Jul 8, 2004 · Amount on File
Deed Document Number	2015838
Deed Book / Page	21821 / 1058
Prior Transfer Date	Dec 21, 2015
Prior Transfer Doc	0218211058
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	422 WATERSIDE DR, GROVER, MO 63040-1618
Document Number	0227642674
Book / Page	022764 / 002674
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 WATERSIDE DR GROVER MO 630401618, GROVER, MO 63040-1618

Mortgage

Document Number	0227642674
Date	Nov 2, 2017
Book Page	022764/002674
Instrument	508

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 422 Waterside Dr was $3,969, up 13% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,230 (-) Land $23,730 Building $34,500	$306,500 (-) Land $124,900 Building $181,600
2025	$3,969.00 (+13.04%)	$58,230 Land $23,730 Building $34,500	$306,500 Land $124,900 Building $181,600
2024	$3,511.00 (+0.09%)
2023	$3,508.00 (+8.61%)	$50,500 (+16.93%) Land $16,950 Building $33,550	$265,800 Land $89,200 Building $176,600
2022	$3,230.00	$43,190 Land $15,810 Building $27,380
2021			$227,300 Land $83,200 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Waterside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20