St. Louis County property record for 434 Waterside Dr, Grover, MO 63040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,444 sqft · built 1992 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,400 (Apr 2002) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24U-44-0992 |
| Primary APN | 24U-44-0992 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 1,888 sqft |
| 1st Floor Area | 664 sqft |
| Game Room | Game Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 50 ft deep x 42 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Patio Area | 24 sqft |
| Balcony Area | 12 sqft |
| Poultry House | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 434 WATERSIDE DR |
|---|---|
| City | WILDWOOD |
| State | MO |
| Zip | 63040-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 107R6A |
| Legal Description | BAYSIDE VILLAGE A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD LOT 18 |
| Legal Subdivision | BAYSIDE VILLAGE A SECTION OF THE |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 221506 |
434 Waterside Dr is owned and occupied by an individual who bought it in April 2002.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 WATERSIDE DR, WILDWOOD, MO 63040-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| May 21, 2018 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Mar 7, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2002 · Amount on File |
| Deed Sale | Apr 2, 2002 · Amount on File |
| Prior Sale | Aug 5, 1999 · Amount on File |
| Deed Document Number | 2002656 |
| Deed Book / Page | 13733 / 2160 |
| Prior Transfer Date | Mar 22, 2002 |
| Prior Transfer Doc | 0000000655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 434 WATERSIDE DR, GROVER, MO 63040-1618 |
| Document Number | 0236963235 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2019 |
| Title Company | COPPER TITLE |
| Name | Verified Name |
|---|---|
| Address | 434 WATERSIDE DR WILDWOOD MO 630401618, WILDWOOD, MO 63040-1618 |
| Document Number | 0236963235 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 023696/003235 |
| Instrument | 491 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 434 WATERSIDE DR, GROVER, MO 63040-1618 |
| Document Number | 0230440898 |
| Instrument Date | May 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | COPPER TITLE |
| Name | Verified Name |
|---|---|
| Address | 434 WATERSIDE DR WILDWOOD MO 630401618, WILDWOOD, MO 63040-1618 |
| Document Number | 0230440898 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 023044/000898 |
| Instrument | 143 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 28, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 434 WATERSIDE DR, GROVER, MO 63040-1618 |
| Document Number | 0224522754 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 434 WATERSIDE DR GROVER MO 630401618, GROVER, MO 63040-1618 |
| Document Number | 0224522754 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 022452/002754 |
| Instrument | 617 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | ELLISVILLE, MO 63011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 434 Waterside Dr was $3,400, up 0.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Wildwood City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,890 (-) Land $23,560 Building $31,330 | $288,900 (-) Land $124,000 Building $164,900 | |
| 2025 | $3,400.00 (+0.06%) | $54,890 Land $23,560 Building $31,330 | $288,900 Land $124,000 Building $164,900 |
| 2024 | $3,398.00 (+0.09%) | ||
| 2023 | $3,395.00 | $48,870 Land $16,820 Building $32,050 | $257,200 Land $88,500 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 434 Waterside Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Waterside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures