412 Waterside Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 412 Waterside Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,610 sqft · built 1992
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$316,523 (Aug 2025)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24U-44-1102`

Property Details

APN / Parcel Number

Primary APN	`24U-44-1102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	52 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Deck Area	84 sqft
Patio Area	126 sqft
Poultry House	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 WATERSIDE DR
City	WILDWOOD
State	MO
Zip	63040-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R6A
Legal Description	BAYSIDE VILLAGE A SECTION OF THE VILLAGES AT LAKE CHESTERFIELD LOT 7
Legal Subdivision	BAYSIDE VILLAGE A SECTION OF THE
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	3
Census Block	3008
Census Tract	221506

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	412 WATERSIDE DR, WILDWOOD, MO 63040-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Mar 1, 2005
Deed Document Number	2025518
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 6, 2025
Property Address	412 WATERSIDE DR, GROVER, MO 63040-1618
Document Number	2025080600518
Map Reference	MB 307 PG 47
Instrument Date	Jul 28, 2025
Instrument	2025080600518
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13389 STATE HIGHWAY H, RICHWOODS, MO 63071-2375

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 WATERSIDE DR, GROVER, MO 63040-1618

Mortgage

Document Number	2025080600520
Date	Aug 6, 2025
Instrument	2025080600520

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,130 (-) Land $24,890 Building $34,240	$311,200 (-) Land $131,000 Building $180,200
2025	$4,030.00 (+13.33%)	$59,130 (+15.62%) Land $24,890 Building $34,240	$311,200 (+15.6%) Land $131,000 Building $180,200
2024	$3,556.00 (+0.08%)	$51,140 (-) Land $17,780 Building $33,360
2023	$3,553.00 (+9.66%)	$51,140 (+18.05%) Land $17,780 Building $33,360	$269,200 (+18.07%) Land $93,600 Building $175,600
2022	$3,240.00	$43,320 Land $16,000 Building $27,320
2021			$228,000 Land $84,200 Building $143,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20