417 W 4th St, O Fallon, IL 62269 Property Records

St. Clair County property record for 417 W 4th St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,125 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,500 (Jul 2002)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
APN	`04-30-0-412-028`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-412-028`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	536 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	417 W 4TH ST
City	O FALLON
State	IL
Zip	62269-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACHTERS ADD LOT/SEC-14 LOT 14 & E 1/2 LOT 13 DOC A01692245
Legal Subdivision	WACHTERS ADD
Legal Block	412
Legal Lot Number	13,14
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 W 4TH ST, O FALLON, IL 62269-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2002 · Amount on Record
Deed Sale	Jul 24, 2002 · Amount on Record
Prior Sale	Feb 12, 2001 · Amount on Record
Deed Document Number	20021692245
Deed Book / Page	3692 / 2047
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	417 W 4TH ST, O FALLON, IL 62269-2014
Document Number	00A2583599
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 W 4TH ST O FALLON IL 622692014, O FALLON, IL 62269-2014

Mortgage

Document Number	00A2583599
Date	Jul 24, 2018
Instrument	2583599

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2033

Interest

Rate Type	Adjustable Rate
Rate	7.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,316.00	$70,889 (+34.34%) Land $6,343 Building $64,546	$212,667 (+34.34%) Land $19,029 Building $193,638
2022		$52,768 Land $4,721 Building $48,047	$158,304 Land $14,163 Building $144,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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